Visa runs an international payment network. Banks issue credit and debit cards with the Visa logo, and Visa routes the payments between merchants and banks. The company does not lend money itself and earns fees for processing. As of Oct 13, 2026
As of Oct 13, 2026Fact sheet (from the annual report)Miscellaneous business services · San Francisco, USAfull fact sheet
Visa processes card payments between consumers, banks and merchants, mainly handling authorization, clearing and settlement. Its core products include credit cards, debit cards and prepaid cards that banks and other financial institutions issue to their customers. For companies and government agencies there are commercial cards and virtual cards, and Visa Direct also enables money transfers. In addition, Visa offers value-added services for card issuers and merchants, such as loyalty programs, acceptance solutions and risk and security solutions. Revenue arises, among other things, as service fees that customers such as financial institutions pay for using Visa’s payment services.
Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
Pullback in trend · Analysis method
This method currently detects no pattern for V. The check runs daily after the close.
You see new patterns immediately from Watcher, on the free plan 2 days after they form. Plans and pricing
What does the pattern show?
What is this? In an intact uptrend (price above the 200-day line, 50-day line rising), the price pulls back to the 50-day line after a rise and closes back above it.
SEC filing (10-K, 10-Q)Required reports of listed companies to the US Securities and Exchange Commission (SEC): 10-K is the annual report, 10-Q the quarterly report, 20-F the annual report of foreign companies. We show the figures of the first filing.Example: 10-K for the fiscal year ending Sep 27, 2025, filed on Oct 31, 2025.More in the Academy: Lesson revenue, profit and margin
Visa Inc. · Sector Financials · amounts in USD
Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Nov 6, 2025.
Quality checks
Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.
–no data: Gross margin above 40%not stated in the SEC filings
✓met: Operating margin above 15%60.0%
✓met: Net margin above 10%50.1%
✓met: Return on equity above 15%52.9%
✓met: Free cash flow margin above 10%53.9%
✓met: Profit in each of the last 5 fiscal years5 of 5
✓met: Free cash flow positive in each of the last 3 fiscal years3 of 3
✓met: Equity ratio above 30%38.1%
Operating margin
60.0%Fiscal year 2025
All97strong
Rank 97 of 100: higher than 97% of 192 peers (All). strong.
Sector81strong
Rank 81 of 100: higher than 81% of 13 peers (Sector). strong.
Median Financials: 39.0%
Operating income divided by revenue: what the core business earns before interest and taxes.
Net margin
50.1%Fiscal year 2025
All96strong
Rank 96 of 100: higher than 96% of 237 peers (All). strong.
Sector89strong
Rank 89 of 100: higher than 89% of 33 peers (Sector). strong.
Median Financials: 26.2%
Profit after all costs, interest and taxes divided by revenue.
Return on equity
52.9%Fiscal year 2025
All88strong
Rank 88 of 100: higher than 88% of 218 peers (All). strong.
Sector92strong
Rank 92 of 100: higher than 92% of 32 peers (Sector). strong.
Median Financials: 13.9%
Net income divided by equity at fiscal year end.
Return on assets
20.1%Fiscal year 2025 (total assets at year end)
All93strong
Rank 93 of 100: higher than 93% of 238 peers (All). strong.
Sector95strong
Rank 95 of 100: higher than 95% of 33 peers (Sector). strong.
Median Financials: 2.4%
Net income divided by total assets at fiscal year end.
Equity ratio
38.1%Fiscal year 2025
All53medium
Rank 53 of 100: higher than 53% of 239 peers (All). medium.
Sector83strong
Rank 83 of 100: higher than 83% of 33 peers (Sector). strong.
Median Financials: 18.2%
Equity as a share of total assets. Usually low for banks.
Free cash flow margin
53.9%Fiscal year 2025
All99strong
Rank 99 of 100: higher than 99% of 213 peers (All). strong.
Sector93strong
Rank 93 of 100: higher than 93% of 23 peers (Sector). strong.
Median Financials: 25.8%
Free cash flow divided by revenue.
Free cash flow
21.6B USDFiscal year 2025
Operating cash flow minus capital expenditure on property and equipment.
Growth 5 of 5 met · 2 without data
✓met: Over 3 years, revenue grew by more than 5% per year+10.9%
✓met: Over 5 years, revenue grew by more than 5% per year+12.9%
✓met: Over 10 years, revenue grew by more than 5% per year+11.2%
–no data: Over 3 years, EPS grew by more than 5% per yearnot computable (loss in the first or last year, or figures missing)
–no data: Over 5 years, EPS grew by more than 5% per yearnot computable (loss in the first or last year, or figures missing)
✓met: Revenue rose in at least 4 of the last 5 fiscal years5 of 5
✓met: Revenue rose in the last fiscal year+11.3%
Revenue growth 3 years
+10.9%per year
All59medium
Rank 59 of 100: higher than 59% of 230 peers (All). medium.
Sector55medium
Rank 55 of 100: higher than 55% of 32 peers (Sector). medium.
Median Financials: +9.7%
Average growth per year over 3 fiscal years.
Revenue growth 5 years
+12.9%per year
All56medium
Rank 56 of 100: higher than 56% of 217 peers (All). medium.
Sector60medium
Rank 60 of 100: higher than 60% of 29 peers (Sector). medium.
Median Financials: +9.1%
Average growth per year over 5 fiscal years.
Revenue growth 10 years
+11.2%per year
All68strong
Rank 68 of 100: higher than 68% of 157 peers (All). strong.
Sector67strong
Rank 67 of 100: higher than 67% of 23 peers (Sector). strong.
Median Financials: +7.2%
Average growth per year over 10 fiscal years.
Dividend 4 of 4 met · 3 without data
✓met: Pays a dividend0.59 USD
–no data: Payout ratio at most 60% of earningsEPS negative or not reported
✓met: Dividend paid in each of the last 5 fiscal years5 of 5
✓met: Dividend per share never lowered in the last 5 fiscal yearsDividend per share as filed with the SEC, including special dividends; a one-off higher prior year does not count as a cut.never
✓met: Dividend per share higher than 5 years ago+14.5%
–no data: Free cash flow per share covers the dividendnot meaningful for banks and insurers
–no data: Dividends paid over the last 5 years covered by free cash flownot meaningful for banks and insurers
Dividend growth 5 years
+14.5%per year
All76strong
Rank 76 of 100: higher than 76% of 118 peers (All). strong.
Sector73strong
Rank 73 of 100: higher than 73% of 20 peers (Sector). strong.
Median Financials: +10.0%
Growth of the dividend per share per year.
Financial strength 4 of 4 met · 2 without data
–no data: Piotroski F-Score at least 7 of 9not meaningful for banks and insurers
✓met: Long-term debt no higher than equity0.52
✓met: Current assets cover current liabilities1.08
✓met: Positive equity37.9B USD
–no data: In 5 years, share count up by at most 5%no comparable share count 5 years ago
✓met: Free cash flow positive in the last fiscal year21.6B USD
Debt / equity
0.52at fiscal year end
All55medium
Rank 55 of 100: lower than 55% of 199 peers (All). medium.
Sector60medium
Rank 60 of 100: lower than 60% of 26 peers (Sector). medium.
Median Financials: 0.83
Long-term financial debt divided by equity.
Liquidity (current ratio)
1.08at fiscal year end
All32weak
Rank 32 of 100: higher than 32% of 215 peers (All). weak.
Sector42medium
Rank 42 of 100: higher than 42% of 13 peers (Sector). medium.
Median Financials: 1.10
Current assets divided by current liabilities.
Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.
Price-based criteria (P/E, dividend yield) are shown to signed-in users.
Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.
In short
Light green: Revenue grew over 5 years (+12.9% per year), at least as fast as the sector median.
Light yellow: Net income (total) grew over 5 years (+13.0% per year), more slowly than the sector median.
Light green: Net margin 50.1%, above the sector median (19.4%).
Light green: Debt not higher than usual in the sector.
Light green: Profit in each of the last 10 fiscal years.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
RevenueNet incomeNet margin (below)in USD
010B20B30B40B
2016Fiscal year 2016 (Oct 1, 2015 – Sep 30, 2016): Revenue 15.1B USD · Net income 6.0B USD · Net margin 39.7%
2017Fiscal year 2017 (Oct 1, 2016 – Sep 30, 2017): Revenue 18.4B USD · Net income 6.7B USD · Net margin 36.5%
2018Fiscal year 2018 (Oct 1, 2017 – Sep 30, 2018): Revenue 20.6B USD · Net income 10.3B USD · Net margin 50.0%
2019Fiscal year 2019 (Oct 1, 2018 – Sep 30, 2019): Revenue 23.0B USD · Net income 12.1B USD · Net margin 52.6%
2020Fiscal year 2020 (Oct 1, 2019 – Sep 30, 2020): Revenue 21.8B USD · Net income 10.9B USD · Net margin 49.7%
2021Fiscal year 2021 (Oct 1, 2020 – Sep 30, 2021): Revenue 24.1B USD · Net income 12.3B USD · Net margin 51.1%
2022Fiscal year 2022 (Oct 1, 2021 – Sep 30, 2022): Revenue 29.3B USD · Net income 15.0B USD · Net margin 51.0%
2023Fiscal year 2023 (Oct 1, 2022 – Sep 30, 2023): Revenue 32.7B USD · Net income 17.3B USD · Net margin 52.9%
2024Fiscal year 2024 (Oct 1, 2023 – Sep 30, 2024): Revenue 35.9B USD · Net income 19.7B USD · Net margin 55.0%
2025Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Revenue 40.0B USD · Net income 20.1B USD · Net margin 50.1%
Margin
40%36%50%53%50%51%51%53%55%50%
RevenueNet incomeNet margin (below)in USD
05B10B15B
Q2/23Quarter Q2/23 (Apr 1, 2023 – Jun 30, 2023): Revenue 8.1B USD · Net income 4.2B USD · Net margin 51.2%
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Revenue 8.6B USD · Net income 4.7B USD · Net margin 54.4% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Revenue 8.6B USD · Net income 4.9B USD · Net margin 56.6%
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Revenue 8.8B USD · Net income 4.7B USD · Net margin 53.1%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Revenue 8.9B USD · Net income 4.9B USD · Net margin 54.7%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Revenue 9.6B USD · Net income 5.3B USD · Net margin 55.3% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Revenue 9.5B USD · Net income 5.1B USD · Net margin 53.8%
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Revenue 9.6B USD · Net income 4.6B USD · Net margin 47.7%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Revenue 10.2B USD · Net income 5.3B USD · Net margin 51.8%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Revenue 10.7B USD · Net income 5.1B USD · Net margin 47.5% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Revenue 10.9B USD · Net income 5.9B USD · Net margin 53.7%
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Revenue 11.2B USD · Net income 6.0B USD · Net margin 53.6%
Margin
51%54%57%53%55%55%54%48%52%47%54%54%
No reported values for “Earnings per share” in this interval.
No reported values for “Earnings per share” in this interval.
Dividend per shareUSD per share
00.200.400.60
2016Fiscal year 2016 (Oct 1, 2015 – Sep 30, 2016): Dividend per share 0.14 USD · Payout ratio not available
2017Fiscal year 2017 (Oct 1, 2016 – Sep 30, 2017): Dividend per share 0.17 USD · Payout ratio not available
2018Fiscal year 2018 (Oct 1, 2017 – Sep 30, 2018): Dividend per share not available · Payout ratio not available
2019Fiscal year 2019 (Oct 1, 2018 – Sep 30, 2019): Dividend per share 0.25 USD · Payout ratio not available
2020Fiscal year 2020 (Oct 1, 2019 – Sep 30, 2020): Dividend per share 0.30 USD · Payout ratio not available
2021Fiscal year 2021 (Oct 1, 2020 – Sep 30, 2021): Dividend per share 0.32 USD · Payout ratio not available
2022Fiscal year 2022 (Oct 1, 2021 – Sep 30, 2022): Dividend per share 0.38 USD · Payout ratio not available
2023Fiscal year 2023 (Oct 1, 2022 – Sep 30, 2023): Dividend per share 0.45 USD · Payout ratio not available
2024Fiscal year 2024 (Oct 1, 2023 – Sep 30, 2024): Dividend per share 0.52 USD · Payout ratio not available
2025Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Dividend per share 0.59 USD · Payout ratio not available
Dividend per shareUSD per share
00.200.400.600.80
Q2/23Quarter Q2/23 (Apr 1, 2023 – Jun 30, 2023): Dividend per share 0.45 USD · Payout ratio not available
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Dividend per share 0.52 USD · Payout ratio not available
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Dividend per share 0.52 USD · Payout ratio not available
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Dividend per share 0.52 USD · Payout ratio not available
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Dividend per share 0.59 USD · Payout ratio not available
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Dividend per share 0.59 USD · Payout ratio not available
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Dividend per share 0.59 USD · Payout ratio not available
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Dividend per share 0.67 USD · Payout ratio not available
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Dividend per share 0.67 USD · Payout ratio not available
Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Revenue 40.0B USD · Net income 20.1B USD · Net margin 50.1%
Figures over time
Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.
Money flow in fiscal year 2025
Of 100 USD of revenue, 60.0 USD operating income and 50.1 USD net income remained.
Revenue40.0B USD · 100%Operating income24.0B USD · 60%Cost of revenue and operating expenses16.0B USD · 40%Net income20.1B USD · 50%Interest expense589.0M USD · 1%Taxes & other (net)3.3B USD · 8%
Money flow as a table
Fiscal year 2025, amounts in USD, share of revenue
Item
Amount
of revenue
Revenue
40.0B USD
100.0%
Operating income
24.0B USD
60.0%
Cost of revenue and operating expenses
16.0B USD
40.0%
Net income
20.1B USD
50.1%
Interest expense
589.0M USD
1.5%
Taxes & other (net)
3.3B USD
8.4%
Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.
Margins
The operating margin fell in 5 years from 64.5% to 60.0%.
Operating marginNet margin
0%20%40%60%80%
2016Fiscal year 2016: Operating margin 52.3% · Net margin 39.7%
2017Fiscal year 2017: Operating margin 66.2% · Net margin 36.5%
2018Fiscal year 2018: Operating margin 62.9% · Net margin 50.0%
2019Fiscal year 2019: Operating margin 65.3% · Net margin 52.6%
2020Fiscal year 2020: Operating margin 64.5% · Net margin 49.7%
2021Fiscal year 2021: Operating margin 65.6% · Net margin 51.1%
2022Fiscal year 2022: Operating margin 64.2% · Net margin 51.0%
2023Fiscal year 2023: Operating margin 64.3% · Net margin 52.9%
2024Fiscal year 2024: Operating margin 65.7% · Net margin 55.0%
2025Fiscal year 2025: Operating margin 60.0% · Net margin 50.1%
Returns
Return on equity rose in 5 years from 30.0% to 52.9%.
Return on equityReturn on assets
0%20%40%60%
2016Fiscal year 2016: Return on equity 18.2% · Return on assets 9.4%
2017Fiscal year 2017: Return on equity 20.4% · Return on assets 9.9%
2018Fiscal year 2018: Return on equity 30.3% · Return on assets 14.9%
2019Fiscal year 2019: Return on equity 34.8% · Return on assets 16.6%
2020Fiscal year 2020: Return on equity 30.0% · Return on assets 13.4%
2021Fiscal year 2021: Return on equity 32.8% · Return on assets 14.9%
2022Fiscal year 2022: Return on equity 42.0% · Return on assets 17.5%
2023Fiscal year 2023: Return on equity 44.6% · Return on assets 19.1%
2024Fiscal year 2024: Return on equity 50.4% · Return on assets 20.9%
2025Fiscal year 2025: Return on equity 52.9% · Return on assets 20.1%
Equity and long-term debt
The equity ratio fell in 5 years from 44.7% to 38.1%.
EquityLong-term debtin USDLong-term debt, depending on the filing, includes the current portion or leases.
The current ratio fell in 5 years from 1.91 to 1.08.
Current ratio
0.00.51.01.52.0
2016Fiscal year 2016: Current ratio 1.78
2017Fiscal year 2017: Current ratio 1.90
2018Fiscal year 2018: Current ratio 1.61
2019Fiscal year 2019: Current ratio 1.56
2020Fiscal year 2020: Current ratio 1.91
2021Fiscal year 2021: Current ratio 1.75
2022Fiscal year 2022: Current ratio 1.45
2023Fiscal year 2023: Current ratio 1.45
2024Fiscal year 2024: Current ratio 1.28
2025Fiscal year 2025: Current ratio 1.08
Banks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.
From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.
Dividends and share repurchases
How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.
Dividend per share
0.59USD · Fiscal year 2025
Dividend growth per year
3 y+16.3%5 y+14.5%10 y–
Years without a cut
at least 10as far as the data goes
Payout ratio
of earnings–of free cash flow21%
To shareholders (5 years)
86.0B USD78% through repurchases
Dividend per share
The dividend per share rose in 5 years from 0.30 USD to 0.59 USD.
Dividend per shareUSD per sharePer share as filed with the SEC, including special dividends; obvious filing errors are hidden.
00.250.500.751.00
2016Fiscal year 2016: Dividend per share 0.14 USD
2017Fiscal year 2017: Dividend per share 0.17 USD
2018Fiscal year 2018: Dividend per share 0.83 USD
2019Fiscal year 2019: Dividend per share 0.25 USD
2020Fiscal year 2020: Dividend per share 0.30 USD
2021Fiscal year 2021: Dividend per share 0.32 USD
2022Fiscal year 2022: Dividend per share 0.38 USD
2023Fiscal year 2023: Dividend per share 0.45 USD
2024Fiscal year 2024: Dividend per share 0.52 USD
2025Fiscal year 2025: Dividend per share 0.59 USD
Payout ratios
The payout ratio (free cash flow) fell in 5 years from 27.5% to 21.5%.
Payout ratio (free cash flow)
0%10%20%30%
2016Fiscal year 2016: Payout ratio (free cash flow) 26.7%
2017Fiscal year 2017: Payout ratio (free cash flow) 18.6%
2018Fiscal year 2018: Payout ratio (free cash flow) 16.0%
2019Fiscal year 2019: Payout ratio (free cash flow) 18.9%
2020Fiscal year 2020: Payout ratio (free cash flow) 27.5%
2021Fiscal year 2021: Payout ratio (free cash flow) 19.3%
2022Fiscal year 2022: Payout ratio (free cash flow) 17.9%
2023Fiscal year 2023: Payout ratio (free cash flow) 19.0%
2024Fiscal year 2024: Payout ratio (free cash flow) 22.6%
2025Fiscal year 2025: Payout ratio (free cash flow) 21.5%
What goes back to shareholders
Over 5 years, 86.0B USD went back to shareholders, 78% of it through share repurchases. That is 93% of the free cash flow of those years.
2016Fiscal year 2016: Dividends paid 1.4B USD · Share repurchases not available · New shares issued (including employee plans) not available · Free cash flow 5.1B USD
2017Fiscal year 2017: Dividends paid 1.6B USD · Share repurchases 6.9B USD · New shares issued (including employee plans) not available · Free cash flow 8.5B USD
2018Fiscal year 2018: Dividends paid 1.9B USD · Share repurchases 7.2B USD · New shares issued (including employee plans) not available · Free cash flow 12.0B USD
2019Fiscal year 2019: Dividends paid 2.3B USD · Share repurchases 8.6B USD · New shares issued (including employee plans) not available · Free cash flow 12.0B USD
2020Fiscal year 2020: Dividends paid 2.7B USD · Share repurchases 8.1B USD · New shares issued (including employee plans) not available · Free cash flow 9.7B USD
2021Fiscal year 2021: Dividends paid 2.8B USD · Share repurchases 8.7B USD · New shares issued (including employee plans) not available · Free cash flow 14.5B USD
2022Fiscal year 2022: Dividends paid 3.2B USD · Share repurchases 11.6B USD · New shares issued (including employee plans) not available · Free cash flow 17.9B USD
2023Fiscal year 2023: Dividends paid 3.8B USD · Share repurchases 12.1B USD · New shares issued (including employee plans) not available · Free cash flow 19.7B USD
2024Fiscal year 2024: Dividends paid 4.2B USD · Share repurchases 16.7B USD · New shares issued (including employee plans) not available · Free cash flow 18.7B USD
2025Fiscal year 2025: Dividends paid 4.6B USD · Share repurchases 18.3B USD · New shares issued (including employee plans) not available · Free cash flow 21.6B USD
For banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.
Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.
Valuation over time
Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users.Log in
Sector comparison
Visa Inc. next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.
Sector comparison V, sector Financials; last row: sector median
Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).
Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).
Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.
Key figures with traffic lights
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
Revenue growth
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light green: above sector
+12.9%per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 12.9% per year on average – at least as fast as the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
Net income (total)
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light yellow: below sector
+13.0%per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: not available
What does this mean? Total net income: over 5 years it grew by 13.0% per year on average, but more slowly than the median company in the sector (+13.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
What does this mean? Of every 100 USD in revenue, 50.15 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 49.7%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
Debt / equity
Debt-to-equity ratioFinancial debt (loans, bonds) divided by equity. A high value amplifies good and bad years alike. The key figures bar in the chart only uses long-term financial debt.Example: Financial debt €300m, equity €500m → 0.6.More in the Academy: Lesson debt, dividends and growth
Light green: lower than sector
0.63latest balance sheet
Sector Financials: median 0.63 (60 symbols)
What does this mean? For every 1 USD of equity there is 0.63 USD of financial debt – no more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
Payout ratio
Payout ratioThe share of profit that a company pays out as a dividend. Above 100% it pays out more than it earns.Example: Dividend €1, earnings per share €2.50 → payout ratio 40%.More in the Academy: Lesson debt, dividends and growth
Light gray: not available
–Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? Dividend and earnings per share for the same fiscal year are not both available.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
Profitable years
Profitable yearsHow many of the last fiscal years ended with a profit rather than a loss on the bottom line. The figure shows how consistently a company earns.Example: Profit in 9 of 10 years → one loss year.More in the Academy: Lesson revenue, profit and margin
Light green: profit every year
10 of 10fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
Last fiscal year and 13F
Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
40.0B USD
Revenue vs. prior year
+11.3%
Net income (FY)
20.1B USD
Net income vs. prior year
+1.6%
EPS (FY)
–
13F funds with a position
2 of 9
Funds vs. prior quarter
−1
Shares held vs. prior quarter
+6.6%
Fiscal year to Sep 30, 2025 · 10-K filed Nov 6, 2025 · Balance sheet Mar 31, 2026 (filed Apr 29, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term).13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
Year
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
2025
Sep 30, 2025
40.0B
20.1B
50.1%
–
0.59
–
2024
Sep 30, 2024
35.9B
19.7B
55.0%
–
0.52
–
2023
Sep 30, 2023
32.7B
17.3B
52.9%
–
0.45
–
2022
Sep 30, 2022
29.3B
15.0B
51.0%
–
0.38
–
2021
Sep 30, 2021
24.1B
12.3B
51.1%
–
0.32
–
2020
Sep 30, 2020
21.8B
10.9B
49.7%
–
0.30
–
2019
Sep 30, 2019
23.0B
12.1B
52.6%
–
0.25
–
2018
Sep 30, 2018
20.6B
10.3B
50.0%
–
–
–
2017
Sep 30, 2017
18.4B
6.7B
36.5%
–
0.17
–
2016
Sep 30, 2016
15.1B
6.0B
39.7%
–
0.14
–
Quarters (amounts in USD, per share in USD)
Quarter
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
Q1/26
Mar 31, 2026
11.2B
6.0B
53.6%
–
0.67
–
Q4/25
Dec 31, 2025
10.9B
5.9B
53.7%
–
0.67
–
Q3/25*
Sep 30, 2025
10.7B
5.1B
47.5%
–
0.00
–
Q2/25
Jun 30, 2025
10.2B
5.3B
51.8%
–
0.59
–
Q1/25
Mar 31, 2025
9.6B
4.6B
47.7%
–
0.59
–
Q4/24
Dec 31, 2024
9.5B
5.1B
53.8%
–
0.59
–
Q3/24*
Sep 30, 2024
9.6B
5.3B
55.3%
–
0.00
–
Q2/24
Jun 30, 2024
8.9B
4.9B
54.7%
–
0.52
–
Q1/24
Mar 31, 2024
8.8B
4.7B
53.1%
–
0.52
–
Q4/23
Dec 31, 2023
8.6B
4.9B
56.6%
–
0.52
–
Q3/23*
Sep 30, 2023
8.6B
4.7B
54.4%
–
0.00
–
Q2/23
Jun 30, 2023
8.1B
4.2B
51.2%
–
0.45
–
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
Insiders
Insider transactionsExecutives, directors and major shareholders (over 10%) of US companies report their own transactions in their company’s stock to the SEC within two business days (Form 4). Purchases in the market count as more meaningful than sales (often taxes, estate planning).Example: Three executives acquire stock worth a total of 2 million USD within two weeks → “purchases by several insiders”.More in the Academy: Glossary
Aug 31, 2026Rottenberg Julie BOfficerOpen-market sale · 10b5-1 plan2,028 shares · $773.4K · SEC
Aug 21, 2026Taneja RajatOfficerOpen-market sale17,927 shares · $6.7M · SEC
Aug 21, 2026Mcinerney RyanChief executive (CEO), DirectorOpen-market sale · 10b5-1 plan5,875 shares · $2.2M · SEC
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
Trend score +70
Price vs. EMA 50+15
Price vs. EMA 200+15
EMA 50 vs. EMA 200+20
ADX (trend strength)+15
Highs and lows-10
Relative strength+15
Volatility and trend strength
ADX 14 (trend strength)34.2
Rel. strength 60 d+8.8%
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.
Prove Unveils The Trust 25, Recognizing Leaders From Uber, Citi, PayPal, Visa, and 20+ Other Organizations Solving the Hardest Problems in Digital IdentityYahoo Finance · Oct 14, 15:00