BAC Bank of America

XNYS Down Alert

Financials

· How we analyze

About the company

Bank of America is a major US bank. It serves private customers with accounts, cards and loans, provides financing to businesses and offers wealth management through Merrill. It also does investment banking and securities trading. Its headquarters are in Charlotte, North Carolina. As of Oct 13, 2026

Fact sheet (from the annual report) National commercial banks · Charlotte, USA

Bank of America is organized as a bank holding company and financial holding company and is headquartered in Charlotte, North Carolina. Its customers include individuals, small and mid-sized businesses, institutional investors, large corporations and government bodies. It offers banking, investing, asset management and risk management products. Its segments are called Global Banking, Global Markets, Consumer Banking and Global Wealth & Investment Management. The group operates through subsidiaries in the United States and in international markets. The holding company is supervised by the Federal Reserve.

Automatically summarized from SEC annual report (10-K, filed Feb 25, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 15, 2026

What the methods say about Bank of America

Calculated automatically by fixed rules – not investment advice, check for yourself. How we analyze

Price performance at a glance

Last 30 trading days
  • Today −0.1%
  • 7 days +0.3%
  • 30 days −10.9%
  • 1 year −3.9%
Day range (last trading day)
−0.1%Price at 6% of the range+1.9%
52-week range
−8.7%Price at 23% of the range+29.1%
Distance from the all-time high
−22.6%

Our own calculation from the exchange’s daily candles, as of Oct 26, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.

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Symbol on TradingView: NYSE:BAC

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Fundamental analysis

Bank of America · Sector Financials · amounts in USD

Information only – does not affect our buy zones, not investment advice. Source: SEC filings, As of Feb 25, 2026.

In short

  • Light yellow: Revenue grew over 5 years (+5.7% per year), more slowly than the sector median.
  • Light yellow: Net income (total) grew over 5 years (+11.3% per year), more slowly than the sector median; per share +15.3% per year.
  • Light green: Net margin 27.0%, above the sector median (19.4%).
  • Light yellow: Debt higher than usual in the sector.
  • Light green: Profit in each of the last 10 fiscal years.

Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.

RevenueNet income Net margin (below) in USD
  1. Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 83.7B USD · Net income 17.9B USD · Net margin 21.4%
  2. Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 87.4B USD · Net income 18.2B USD · Net margin 20.9%
  3. Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 91.2B USD · Net income 28.1B USD · Net margin 30.8%
  4. Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 91.2B USD · Net income 27.4B USD · Net margin 30.1%
  5. Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 85.5B USD · Net income 17.9B USD · Net margin 20.9%
  6. Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 89.1B USD · Net income 32.0B USD · Net margin 35.9%
  7. Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 95.0B USD · Net income 27.5B USD · Net margin 29.0%
  8. Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 98.6B USD · Net income 26.5B USD · Net margin 26.9%
  9. Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 101.9B USD · Net income 27.1B USD · Net margin 26.6%
  10. Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 113.1B USD · Net income 30.5B USD · Net margin 27.0%

Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 113.1B USD · Net income 30.5B USD · Net margin 27.0%

Key figures with traffic lights

Each light follows a simple, disclosed rule. The comparison is with the sector median of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).

Revenue growth

Light yellow: below sector

+5.7% per year, last 5 years

Sector Financials: median +8.8% (73 symbols)

What does this mean? Revenue: over 5 years it grew by 5.7% per year on average, but more slowly than the median company in the sector (+8.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net income (total)

Light yellow: below sector

+11.3% per year, last 5 years

Sector Financials: median +13.8% (71 symbols)

per share: +15.3% per year (5 years, split-adjusted)

What does this mean? Total net income: over 5 years it grew by 11.3% per year on average, but more slowly than the median company in the sector (+13.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net margin

Light green: above sector

27.0% last fiscal year

Sector Financials: median 19.4% (75 symbols)

What does this mean? Of every 100 USD in revenue, 26.98 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 20.9%.

Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.

Debt / equity

Light yellow: higher than sector

1.13 latest balance sheet

Sector Financials: median 0.63 (47 symbols)

What does this mean? For every 1 USD of equity there is 1.13 USD of financial debt – more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.

Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.

Payout ratio

Light green: covered

28% Dividend / earnings per share

Sector Financials: median 34% (58 symbols)

What does this mean? Of every 1 USD of earnings per share, 0.28 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.

Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.

Profitable years

Light green: profit every year

10 of 10 fiscal years with a profit

What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.

Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).

Last fiscal year and 13F

Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
113.1B USD
Revenue vs. prior year
+11.0%
Net income (FY)
30.5B USD
Net income vs. prior year
+12.4%
EPS (FY)
3.81 USD
13F funds with a position
2 of 9
Funds vs. prior quarter
−2
Shares held vs. prior quarter
−6.6%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 25, 2026 · Balance sheet Jun 30, 2026 (filed Jul 31, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term). 13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
YearEndRevenueNet income MarginEarnings per shareDividend per sharePayout
2025Dec 31, 2025 113.1B30.5B 27.0% 3.81 1.08 28%
2024Dec 31, 2024 101.9B27.1B 26.6% 3.21 1.00 31%
2023Dec 31, 2023 98.6B26.5B 26.9% 3.08 0.92 30%
2022Dec 31, 2022 95.0B27.5B 29.0% 3.19 0.86 27%
2021Dec 31, 2021 89.1B32.0B 35.9% 3.57 0.78 22%
2020Dec 31, 2020 85.5B17.9B 20.9% 1.87 0.72 39%
2019Dec 31, 2019 91.2B27.4B 30.1% 2.75 0.66 24%
2018Dec 31, 2018 91.2B28.1B 30.8% 2.61 0.54 21%
2017Dec 31, 2017 87.4B18.2B 20.9% 1.56 0.39 25%
2016Dec 31, 2016 83.7B17.9B 21.4% 1.50 0.25 17%
Quarters (amounts in USD, per share in USD)
QuarterEndRevenueNet income MarginEarnings per shareDividend per sharePayout
Q2/26Jun 30, 2026 31.6B9.1B 28.8% 1.21 0.28 23%
Q1/26Mar 31, 2026 30.3B8.6B 28.4% 1.11 0.28 25%
Q4/25*Dec 31, 2025 31.2B7.5B 24.1% – 0.28 –
Q3/25Sep 30, 2025 28.1B8.5B 30.2% 1.06 0.28 26%
Q2/25Jun 30, 2025 26.5B7.1B 26.9% 0.89 0.26 29%
Q1/25Mar 31, 2025 27.4B7.4B 27.0% 0.90 0.26 29%
Q4/24*Dec 31, 2024 25.3B6.7B 26.3% – 0.26 –
Q3/24Sep 30, 2024 25.3B6.9B 27.2% 0.81 0.26 32%
Q2/24Jun 30, 2024 25.4B6.9B 27.2% 0.83 0.24 29%
Q1/24Mar 31, 2024 25.8B6.7B 25.9% 0.76 0.24 32%
Q4/23*Dec 31, 2023 22.0B3.1B 14.3% – – –
Q3/23Sep 30, 2023 25.2B7.8B 31.0% 0.90 – –

* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.

How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.

Insiders

All insider transactions
Insider purchases and sales on the market over 3, 6 and 12 months
PeriodPurchasesSalesNet
3 months $00 people $00 people $0
6 months $00 people $6.7M1 person −$6.7M
12 months $00 people $31.1M7 people −$31.1M

Latest transactions

  • May 5, 2026 Greener Geoffrey S Officer Open-market sale 126,756 shares · $6.7M · SEC
  • Mar 12, 2026 Mensah Bernard A Officer Open-market sale 94,000 shares · $4.4M · SEC
  • Mar 5, 2026 Scrivener Thomas M Officer Open-market sale 50,000 shares · $2.5M · SEC
  • Mar 5, 2026 Bronstein Sheri B. Officer Open-market sale 60,000 shares · $3.0M · SEC
  • Mar 4, 2026 DeMare James P Officer Open-market sale 83,832 shares · $4.2M · SEC
  • Mar 3, 2026 Athanasia Dean C Officer Open-market sale 136,558 shares · $6.9M · SEC

Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.

Trend score -40

Price vs. EMA 50-15
Price vs. EMA 200-15
EMA 50 vs. EMA 200+20
ADX (trend strength)-15
Highs and lows+0
Relative strength-15

Volatility and trend strength

ADX 14 (trend strength)50.0
Rel. strength 60 d−20.4%

ATR and moving averages as price values only when logged in.

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