PNC Financial Services is a major US banking group based in Pittsburgh. It offers accounts, loans, payment services and wealth management to private and business customers. Its branch network covers large parts of the US. As of Oct 11, 2026
As of Oct 11, 2026Fact sheet (from the annual report)National commercial banks · Pittsburgh, USAfull fact sheet
PNC is a financial services holding company based in Pittsburgh, Pennsylvania. The group is active in retail banking, in business with companies and institutions and in asset management. For companies and government entities there are specialized services such as corporate banking, real estate finance and asset-based lending. Business runs mainly through the banking subsidiary PNC Bank, based in Wilmington, Delaware. The branch network stretches from coast to coast, plus offices abroad. In January 2026 PNC completed the acquisition of FirstBank Holding Company and its banking subsidiary FirstBank.
Calculated automatically by fixed rules – not investment advice, check for yourself. How we analyze
Price performance at a glance
Last 30 trading days
Today+0.8%
7 days+3.0%
30 days+0.8%
1 year+23.1%
Day range (last trading day)
−1.2%Price at 86% of the range+0.2%
52-week range
−22.2%Price at 62% of the range+13.8%
Distance from the all-time high
−12.1%
Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
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Fundamental analysis
SEC filing (10-K, 10-Q)Required reports of listed companies to the US Securities and Exchange Commission (SEC): 10-K is the annual report, 10-Q the quarterly report, 20-F the annual report of foreign companies. We show the figures of the first filing.Example: 10-K for the fiscal year ending Sep 27, 2025, filed on Oct 31, 2025.More in the Academy: Lesson revenue, profit and margin
PNC Financial Services · Sector Financials · amounts in USD
Information only – does not affect our buy zones, not investment advice. Source: SEC filings, As of Feb 20, 2026.
In short
Light yellow: Revenue grew over 5 years (+6.4% per year), more slowly than the sector median.
Light red: Net income (total) shrank over 5 years (−1.5% per year); per share −0.4% per year.
Light green: Net margin 30.3%, above the sector median (19.4%).
Light red: Debt much higher than usual in the sector.
Light green: Profit in each of the last 10 fiscal years.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
RevenueNet incomeNet margin (below)in USD
010B20B30B
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 15.2B USD · Net income 4.0B USD · Net margin 26.3%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 16.3B USD · Net income 5.4B USD · Net margin 33.0%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 17.1B USD · Net income 5.3B USD · Net margin 31.2%
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 16.8B USD · Net income 5.4B USD · Net margin 32.2%
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 16.9B USD · Net income 7.6B USD · Net margin 44.7%
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 19.2B USD · Net income 5.7B USD · Net margin 29.8%
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 21.1B USD · Net income 6.1B USD · Net margin 28.9%
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 21.5B USD · Net income 5.6B USD · Net margin 26.3%
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 21.6B USD · Net income 6.0B USD · Net margin 27.6%
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 23.1B USD · Net income 7.0B USD · Net margin 30.3%
Margin
26%33%31%32%45%30%29%26%28%30%
RevenueNet incomeNet margin (below)in USD
02B4B6B8B
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Revenue 5.2B USD · Net income 1.6B USD · Net margin 30.0%
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Revenue 5.4B USD · Net income 883.0M USD · Net margin 16.5% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Revenue 5.1B USD · Net income 1.3B USD · Net margin 26.1%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Revenue 5.4B USD · Net income 1.5B USD · Net margin 27.3%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Revenue 5.4B USD · Net income 1.5B USD · Net margin 27.7%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Revenue 5.6B USD · Net income 1.6B USD · Net margin 29.2% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Revenue 5.5B USD · Net income 1.5B USD · Net margin 27.5%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Revenue 5.7B USD · Net income 1.6B USD · Net margin 28.7%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Revenue 5.9B USD · Net income 1.8B USD · Net margin 30.8%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Revenue 6.1B USD · Net income 2.0B USD · Net margin 33.5% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Revenue 6.2B USD · Net income 1.8B USD · Net margin 28.7%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Revenue 6.9B USD · Net income 2.0B USD · Net margin 29.7%
Margin
30%16%26%27%28%29%27%29%31%33%29%30%
Earnings per shareUSD per share
05.00101520
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Earnings per share 7.30 USD
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Earnings per share 10.36 USD
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Earnings per share 10.71 USD
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Earnings per share 11.39 USD
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Earnings per share 16.96 USD
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Earnings per share 12.70 USD
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Earnings per share 13.85 USD
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Earnings per share 12.79 USD
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Earnings per share 13.74 USD
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Earnings per share 16.59 USD
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Earnings per share not reported separately for Q4
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Earnings per share 4.13 USD
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Earnings per share 4.81 USD
Dividend per sharePayout ratio (below)USD per share
02.004.006.008.00
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Dividend per share 2.12 USD · Payout ratio 29.0%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Dividend per share 2.60 USD · Payout ratio 25.1%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Dividend per share not available · Payout ratio not available
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Dividend per share not available · Payout ratio not available
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Dividend per share not available · Payout ratio not available
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Dividend per share 4.80 USD · Payout ratio 37.8%
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Dividend per share 5.75 USD · Payout ratio 41.5%
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Dividend per share 6.10 USD · Payout ratio 47.7%
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Dividend per share 6.30 USD · Payout ratio 45.9%
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Dividend per share 6.60 USD · Payout ratio 39.8%
Ratio
29%25%38%42%48%46%40%
Dividend per sharePayout ratio (below)USD per share
00.501.001.502.00
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Dividend per share 1.55 USD · Payout ratio 43.1%
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Dividend per share 1.55 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Dividend per share 1.55 USD · Payout ratio 50.0%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Dividend per share 1.55 USD · Payout ratio 45.7%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Dividend per share 1.60 USD · Payout ratio 45.8%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Dividend per share 1.60 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Dividend per share 1.60 USD · Payout ratio 45.6%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Dividend per share 1.60 USD · Payout ratio 41.6%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Dividend per share 1.70 USD · Payout ratio 39.1%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Dividend per share 1.70 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Dividend per share 1.70 USD · Payout ratio 41.2%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Dividend per share 1.70 USD · Payout ratio 35.3%
Ratio
43%50%46%46%46%42%39%41%35%
Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 23.1B USD · Net income 7.0B USD · Net margin 30.3%
Key figures with traffic lights
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
Revenue growth
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light yellow: below sector
+6.4%per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 6.4% per year on average, but more slowly than the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
Net income (total)
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light red: shrinking
−1.5%per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: −0.4% per year (5 years, split-adjusted)
What does this mean? Total net income: over 5 years it fell by 1.5% per year on average. The median company in the sector reached +13.8% per year.
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
What does this mean? Of every 100 USD in revenue, 30.29 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 44.7%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
Debt / equity
Debt-to-equity ratioFinancial debt (loans, bonds) divided by equity. A high value amplifies good and bad years alike. The key figures bar in the chart only uses long-term financial debt.Example: Financial debt €300m, equity €500m → 0.6.More in the Academy: Lesson debt, dividends and growth
Light red: much higher
1.34latest balance sheet
Sector Financials: median 0.63 (47 symbols)
What does this mean? For every 1 USD of equity there is 1.34 USD of financial debt – more than twice as much as the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
Payout ratio
Payout ratioThe share of profit that a company pays out as a dividend. Above 100% it pays out more than it earns.Example: Dividend €1, earnings per share €2.50 → payout ratio 40%.More in the Academy: Lesson debt, dividends and growth
Light green: covered
40%Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? Of every 1 USD of earnings per share, 0.40 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
Profitable years
Profitable yearsHow many of the last fiscal years ended with a profit rather than a loss on the bottom line. The figure shows how consistently a company earns.Example: Profit in 9 of 10 years → one loss year.More in the Academy: Lesson revenue, profit and margin
Light green: profit every year
10 of 10fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
Last fiscal year and 13F
Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
23.1B USD
Revenue vs. prior year
+7.2%
Net income (FY)
7.0B USD
Net income vs. prior year
+17.5%
EPS (FY)
16.59 USD
13F funds with a position
2 of 9
Funds vs. prior quarter
+1
Shares held vs. prior quarter
+220.8%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 20, 2026 · Balance sheet Jun 30, 2026 (filed Aug 5, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term).13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
Year
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
2025
Dec 31, 2025
23.1B
7.0B
30.3%
16.59
6.60
40%
2024
Dec 31, 2024
21.6B
6.0B
27.6%
13.74
6.30
46%
2023
Dec 31, 2023
21.5B
5.6B
26.3%
12.79
6.10
48%
2022
Dec 31, 2022
21.1B
6.1B
28.9%
13.85
5.75
42%
2021
Dec 31, 2021
19.2B
5.7B
29.8%
12.70
4.80
38%
2020
Dec 31, 2020
16.9B
7.6B
44.7%
16.96
–
–
2019
Dec 31, 2019
16.8B
5.4B
32.2%
11.39
–
–
2018
Dec 31, 2018
17.1B
5.3B
31.2%
10.71
–
–
2017
Dec 31, 2017
16.3B
5.4B
33.0%
10.36
2.60
25%
2016
Dec 31, 2016
15.2B
4.0B
26.3%
7.30
2.12
29%
Quarters (amounts in USD, per share in USD)
Quarter
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
Q2/26
Jun 30, 2026
6.9B
2.0B
29.7%
4.81
1.70
35%
Q1/26
Mar 31, 2026
6.2B
1.8B
28.7%
4.13
1.70
41%
Q4/25*
Dec 31, 2025
6.1B
2.0B
33.5%
–
1.70
–
Q3/25
Sep 30, 2025
5.9B
1.8B
30.8%
4.35
1.70
39%
Q2/25
Jun 30, 2025
5.7B
1.6B
28.7%
3.85
1.60
42%
Q1/25
Mar 31, 2025
5.5B
1.5B
27.5%
3.51
1.60
46%
Q4/24*
Dec 31, 2024
5.6B
1.6B
29.2%
–
1.60
–
Q3/24
Sep 30, 2024
5.4B
1.5B
27.7%
3.49
1.60
46%
Q2/24
Jun 30, 2024
5.4B
1.5B
27.3%
3.39
1.55
46%
Q1/24
Mar 31, 2024
5.1B
1.3B
26.1%
3.10
1.55
50%
Q4/23*
Dec 31, 2023
5.4B
883.0M
16.5%
–
1.55
–
Q3/23
Sep 30, 2023
5.2B
1.6B
30.0%
3.60
1.55
43%
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
Insiders
Insider transactionsExecutives, directors and major shareholders (over 10%) of US companies report their own transactions in their company’s stock to the SEC within two business days (Form 4). Purchases in the market count as more meaningful than sales (often taxes, estate planning).Example: Three executives acquire stock worth a total of 2 million USD within two weeks → “purchases by several insiders”.More in the Academy: Glossary
Jun 12, 2026Thomas Michael DuaneOfficerOpen-market sale1,500 shares · $357.2K · SEC
Jun 8, 2026Overstrom Alexander E. C.OfficerOpen-market sale1,500 shares · $342.0K · SEC
Jun 5, 2026Novosel StephanieOfficerOpen-market sale1,800 shares · $411.7K · SEC
May 26, 2026Feldstein Andrew TDirectorOpen-market sale4,000 shares · $882.3K · SEC
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
Trend score -20
Price vs. EMA 50-15
Price vs. EMA 200+15
EMA 50 vs. EMA 200+20
ADX (trend strength)-15
Highs and lows-10
Relative strength-15
Volatility and trend strength
ADX 14 (trend strength)30.1
Rel. strength 60 d−10.5%
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.