Bank of America is a major US bank. It serves private customers with accounts, cards and loans, provides financing to businesses and offers wealth management through Merrill. It also does investment banking and securities trading. Its headquarters are in Charlotte, North Carolina. As of Oct 13, 2026
As of Oct 13, 2026Fact sheet (from the annual report)National commercial banks · Charlotte, USAfull fact sheet
Bank of America is organized as a bank holding company and financial holding company and is headquartered in Charlotte, North Carolina. Its customers include individuals, small and mid-sized businesses, institutional investors, large corporations and government bodies. It offers banking, investing, asset management and risk management products. Its segments are called Global Banking, Global Markets, Consumer Banking and Global Wealth & Investment Management. The group operates through subsidiaries in the United States and in international markets. The holding company is supervised by the Federal Reserve.
Our own calculation from the exchange’s daily candles, as of Oct 26, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
Fundamentals · Analysis method
Growth, margin and debt compared with the sector – in detail in the fundamental analysis further down. The chart shows the candles without a buy zone.
Growth: yellowMargin: greenDebt: yellow
Load chart from TradingView
This transfers data (including your IP address) to TradingView, also to the USA. More in the Privacy policy.
With a free account: save the buy zone shown for yourself (stop and targets from Watcher). It stays visible even if the zone changes later. Log in
· Sign up
Fundamental analysis
SEC filing (10-K, 10-Q)Required reports of listed companies to the US Securities and Exchange Commission (SEC): 10-K is the annual report, 10-Q the quarterly report, 20-F the annual report of foreign companies. We show the figures of the first filing.Example: 10-K for the fiscal year ending Sep 27, 2025, filed on Oct 31, 2025.More in the Academy: Lesson revenue, profit and margin
Bank of America · Sector Financials · amounts in USD
Information only – does not affect our buy zones, not investment advice. Source: SEC filings, As of Feb 25, 2026.
In short
Light yellow: Revenue grew over 5 years (+5.7% per year), more slowly than the sector median.
Light yellow: Net income (total) grew over 5 years (+11.3% per year), more slowly than the sector median; per share +15.3% per year.
Light green: Net margin 27.0%, above the sector median (19.4%).
Light yellow: Debt higher than usual in the sector.
Light green: Profit in each of the last 10 fiscal years.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
RevenueNet incomeNet margin (below)in USD
050B100B150B
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 83.7B USD · Net income 17.9B USD · Net margin 21.4%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 87.4B USD · Net income 18.2B USD · Net margin 20.9%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 91.2B USD · Net income 28.1B USD · Net margin 30.8%
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 91.2B USD · Net income 27.4B USD · Net margin 30.1%
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 85.5B USD · Net income 17.9B USD · Net margin 20.9%
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 89.1B USD · Net income 32.0B USD · Net margin 35.9%
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 95.0B USD · Net income 27.5B USD · Net margin 29.0%
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 98.6B USD · Net income 26.5B USD · Net margin 26.9%
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 101.9B USD · Net income 27.1B USD · Net margin 26.6%
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 113.1B USD · Net income 30.5B USD · Net margin 27.0%
Margin
21%21%31%30%21%36%29%27%27%27%
RevenueNet incomeNet margin (below)in USD
010B20B30B40B
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Revenue 25.2B USD · Net income 7.8B USD · Net margin 31.0%
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Revenue 22.0B USD · Net income 3.1B USD · Net margin 14.3% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Revenue 25.8B USD · Net income 6.7B USD · Net margin 25.9%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Revenue 25.4B USD · Net income 6.9B USD · Net margin 27.2%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Revenue 25.3B USD · Net income 6.9B USD · Net margin 27.2%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Revenue 25.3B USD · Net income 6.7B USD · Net margin 26.3% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Revenue 27.4B USD · Net income 7.4B USD · Net margin 27.0%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Revenue 26.5B USD · Net income 7.1B USD · Net margin 26.9%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Revenue 28.1B USD · Net income 8.5B USD · Net margin 30.2%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Revenue 31.2B USD · Net income 7.5B USD · Net margin 24.1% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Revenue 30.3B USD · Net income 8.6B USD · Net margin 28.4%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Revenue 31.6B USD · Net income 9.1B USD · Net margin 28.8%
Margin
31%14%26%27%27%26%27%27%30%24%28%29%
Earnings per shareUSD per share
01.002.003.004.00
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Earnings per share 1.50 USD
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Earnings per share 1.56 USD
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Earnings per share 2.61 USD
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Earnings per share 2.75 USD
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Earnings per share 1.87 USD
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Earnings per share 3.57 USD
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Earnings per share 3.19 USD
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Earnings per share 3.08 USD
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Earnings per share 3.21 USD
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Earnings per share 3.81 USD
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Earnings per share not reported separately for Q4
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Earnings per share 1.11 USD
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Earnings per share 1.21 USD
Dividend per sharePayout ratio (below)USD per share
00.501.001.50
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Dividend per share 0.25 USD · Payout ratio 16.7%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Dividend per share 0.39 USD · Payout ratio 25.0%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Dividend per share 0.54 USD · Payout ratio 20.7%
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Dividend per share 0.66 USD · Payout ratio 24.0%
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Dividend per share 0.72 USD · Payout ratio 38.5%
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Dividend per share 0.78 USD · Payout ratio 21.8%
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Dividend per share 0.86 USD · Payout ratio 27.0%
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Dividend per share 0.92 USD · Payout ratio 29.9%
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Dividend per share 1.00 USD · Payout ratio 31.2%
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Dividend per share 1.08 USD · Payout ratio 28.3%
Ratio
17%25%21%24%39%22%27%30%31%28%
Dividend per sharePayout ratio (below)USD per share
00.100.200.30
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Dividend per share not available · Payout ratio not available
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Dividend per share not available · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Dividend per share 0.24 USD · Payout ratio 31.6%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Dividend per share 0.24 USD · Payout ratio 28.9%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Dividend per share 0.26 USD · Payout ratio 32.1%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Dividend per share 0.26 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Dividend per share 0.26 USD · Payout ratio 28.9%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Dividend per share 0.26 USD · Payout ratio 29.2%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Dividend per share 0.28 USD · Payout ratio 26.4%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Dividend per share 0.28 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Dividend per share 0.28 USD · Payout ratio 25.2%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Dividend per share 0.28 USD · Payout ratio 23.1%
Ratio
32%29%32%29%29%26%25%23%
Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 113.1B USD · Net income 30.5B USD · Net margin 27.0%
Key figures with traffic lights
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
Revenue growth
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light yellow: below sector
+5.7%per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 5.7% per year on average, but more slowly than the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
Net income (total)
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light yellow: below sector
+11.3%per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: +15.3% per year (5 years, split-adjusted)
What does this mean? Total net income: over 5 years it grew by 11.3% per year on average, but more slowly than the median company in the sector (+13.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
What does this mean? Of every 100 USD in revenue, 26.98 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 20.9%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
Debt / equity
Debt-to-equity ratioFinancial debt (loans, bonds) divided by equity. A high value amplifies good and bad years alike. The key figures bar in the chart only uses long-term financial debt.Example: Financial debt €300m, equity €500m → 0.6.More in the Academy: Lesson debt, dividends and growth
Light yellow: higher than sector
1.13latest balance sheet
Sector Financials: median 0.63 (47 symbols)
What does this mean? For every 1 USD of equity there is 1.13 USD of financial debt – more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
Payout ratio
Payout ratioThe share of profit that a company pays out as a dividend. Above 100% it pays out more than it earns.Example: Dividend €1, earnings per share €2.50 → payout ratio 40%.More in the Academy: Lesson debt, dividends and growth
Light green: covered
28%Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? Of every 1 USD of earnings per share, 0.28 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
Profitable years
Profitable yearsHow many of the last fiscal years ended with a profit rather than a loss on the bottom line. The figure shows how consistently a company earns.Example: Profit in 9 of 10 years → one loss year.More in the Academy: Lesson revenue, profit and margin
Light green: profit every year
10 of 10fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
Last fiscal year and 13F
Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
113.1B USD
Revenue vs. prior year
+11.0%
Net income (FY)
30.5B USD
Net income vs. prior year
+12.4%
EPS (FY)
3.81 USD
13F funds with a position
2 of 9
Funds vs. prior quarter
−2
Shares held vs. prior quarter
−6.6%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 25, 2026 · Balance sheet Jun 30, 2026 (filed Jul 31, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term).13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
Year
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
2025
Dec 31, 2025
113.1B
30.5B
27.0%
3.81
1.08
28%
2024
Dec 31, 2024
101.9B
27.1B
26.6%
3.21
1.00
31%
2023
Dec 31, 2023
98.6B
26.5B
26.9%
3.08
0.92
30%
2022
Dec 31, 2022
95.0B
27.5B
29.0%
3.19
0.86
27%
2021
Dec 31, 2021
89.1B
32.0B
35.9%
3.57
0.78
22%
2020
Dec 31, 2020
85.5B
17.9B
20.9%
1.87
0.72
39%
2019
Dec 31, 2019
91.2B
27.4B
30.1%
2.75
0.66
24%
2018
Dec 31, 2018
91.2B
28.1B
30.8%
2.61
0.54
21%
2017
Dec 31, 2017
87.4B
18.2B
20.9%
1.56
0.39
25%
2016
Dec 31, 2016
83.7B
17.9B
21.4%
1.50
0.25
17%
Quarters (amounts in USD, per share in USD)
Quarter
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
Q2/26
Jun 30, 2026
31.6B
9.1B
28.8%
1.21
0.28
23%
Q1/26
Mar 31, 2026
30.3B
8.6B
28.4%
1.11
0.28
25%
Q4/25*
Dec 31, 2025
31.2B
7.5B
24.1%
–
0.28
–
Q3/25
Sep 30, 2025
28.1B
8.5B
30.2%
1.06
0.28
26%
Q2/25
Jun 30, 2025
26.5B
7.1B
26.9%
0.89
0.26
29%
Q1/25
Mar 31, 2025
27.4B
7.4B
27.0%
0.90
0.26
29%
Q4/24*
Dec 31, 2024
25.3B
6.7B
26.3%
–
0.26
–
Q3/24
Sep 30, 2024
25.3B
6.9B
27.2%
0.81
0.26
32%
Q2/24
Jun 30, 2024
25.4B
6.9B
27.2%
0.83
0.24
29%
Q1/24
Mar 31, 2024
25.8B
6.7B
25.9%
0.76
0.24
32%
Q4/23*
Dec 31, 2023
22.0B
3.1B
14.3%
–
–
–
Q3/23
Sep 30, 2023
25.2B
7.8B
31.0%
0.90
–
–
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
Insiders
Insider transactionsExecutives, directors and major shareholders (over 10%) of US companies report their own transactions in their company’s stock to the SEC within two business days (Form 4). Purchases in the market count as more meaningful than sales (often taxes, estate planning).Example: Three executives acquire stock worth a total of 2 million USD within two weeks → “purchases by several insiders”.More in the Academy: Glossary
Mar 4, 2026DeMare James POfficerOpen-market sale83,832 shares · $4.2M · SEC
Mar 3, 2026Athanasia Dean COfficerOpen-market sale136,558 shares · $6.9M · SEC
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
Trend score -40
Price vs. EMA 50-15
Price vs. EMA 200-15
EMA 50 vs. EMA 200+20
ADX (trend strength)-15
Highs and lows+0
Relative strength-15
Volatility and trend strength
ADX 14 (trend strength)50.0
Rel. strength 60 d−20.4%
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.
Stocks making big moves yesterday: Cullen/Frost Bankers, Bank of America, State Street, Hewlett Packard Enterprise, and IonQYahoo Finance · Oct 15, 19:28