Travelers is a major US property and casualty insurer. The company insures businesses against damage and liability and offers auto and homeowners insurance to individuals. It operates mainly in the US, plus Canada and the UK. As of Oct 11, 2026
As of Oct 11, 2026Fact sheet (from the annual report)Property and casualty insurance · Saint Paul, USAfull fact sheet
Travelers is a holding company whose subsidiaries offer property and casualty insurance for businesses, government agencies, associations and individuals. Its business segments are business insurance, bond and specialty insurance and personal insurance. The commercial business is active mainly in the United States, as well as in the United Kingdom, Ireland and other countries. Sales run mainly through independent agents and brokers, and for personal lines also directly and through partners such as employers and consumer associations. In January 2026 Travelers completed the sale of its Canadian personal lines business and most of its Canadian commercial business; the company kept the surety business in Canada.
Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
Double bottom · Analysis method
The price of TRV is currently in no zone of this method. The check runs daily after the market close.
Whether a price will soon reach a zone, you see from Watcher. Plans and pricing
How the zone is formed
What is this? The price has formed two similarly deep lows and broken above the neckline between them. This is seen as a sign that the downward move is ending.
Buy zone: retest of the neckline (up to 1 ATR above it). Stop: just below the second low. Targets: height of the pattern from the neckline (1.0× and 1.618×).
The pattern is valid for at most 15 trading days and expires if the price falls below the stop. This is a calculated analysis, not a forecast and not a call to buy. Risk notice and investment advice
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SEC filing (10-K, 10-Q)Required reports of listed companies to the US Securities and Exchange Commission (SEC): 10-K is the annual report, 10-Q the quarterly report, 20-F the annual report of foreign companies. We show the figures of the first filing.Example: 10-K for the fiscal year ending Sep 27, 2025, filed on Oct 31, 2025.More in the Academy: Lesson revenue, profit and margin
Travelers Companies (The) · Sector Financials · amounts in USD
Information only – does not affect our buy zones, not investment advice. Source: SEC filings, As of Feb 12, 2026.
In short
Light green: Revenue grew over 5 years (+8.8% per year), at least as fast as the sector median.
Light green: Net income (total) grew over 5 years (+18.4% per year), at least as fast as the sector median; per share +21.1% per year.
Light yellow: Net margin 12.9%, below the sector median (19.4%).
Light green: Profit in each of the last 10 fiscal years.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
RevenueNet incomeNet margin (below)in USD
020B40B60B
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 27.6B USD · Net income 3.0B USD · Net margin 10.9%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 28.9B USD · Net income 2.1B USD · Net margin 7.1%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 30.3B USD · Net income 2.5B USD · Net margin 8.3%
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 31.6B USD · Net income 2.6B USD · Net margin 8.3%
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 32.0B USD · Net income 2.7B USD · Net margin 8.4%
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 34.8B USD · Net income 3.7B USD · Net margin 10.5%
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 36.9B USD · Net income 2.8B USD · Net margin 7.7%
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 41.4B USD · Net income 3.0B USD · Net margin 7.2%
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 46.4B USD · Net income 5.0B USD · Net margin 10.8%
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 48.8B USD · Net income 6.3B USD · Net margin 12.9%
Margin
11%7%8%8%8%11%8%7%11%13%
RevenueNet incomeNet margin (below)in USD
05B10B15B
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Revenue 10.9B USD · Net income 1.6B USD · Net margin 14.9% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Revenue 11.2B USD · Net income 1.1B USD · Net margin 10.0%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Revenue 11.3B USD · Net income 534.0M USD · Net margin 4.7%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Revenue 11.9B USD · Net income 1.3B USD · Net margin 10.6%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Revenue 12.0B USD · Net income 2.1B USD · Net margin 17.3% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Revenue 11.8B USD · Net income 395.0M USD · Net margin 3.3%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Revenue 12.1B USD · Net income 1.5B USD · Net margin 12.5%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Revenue 12.5B USD · Net income 1.9B USD · Net margin 15.1%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Revenue 12.4B USD · Net income 2.5B USD · Net margin 20.1% · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Revenue 11.9B USD · Net income 1.7B USD · Net margin 14.3%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Revenue 12.2B USD · Net income 2.2B USD · Net margin 18.2%
Q3/26Quarter Q3/26 (Jul 1, 2026 – Sep 30, 2026): Revenue 12.4B USD · Net income 1.9B USD · Net margin 15.4%
Margin
15%10%5%11%17%3%12%15%20%14%18%15%
Earnings per shareUSD per share
0102030
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Earnings per share 10.28 USD
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Earnings per share 7.33 USD
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Earnings per share 9.28 USD
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Earnings per share 9.92 USD
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Earnings per share 10.52 USD
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Earnings per share 14.49 USD
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Earnings per share 11.77 USD
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Earnings per share 12.79 USD
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Earnings per share 21.47 USD
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Earnings per share 27.43 USD
Earnings per shareUSD per share
05.001015
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Earnings per share not reported separately for Q4
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Earnings per share 4.80 USD
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Earnings per share 2.29 USD
Dividend per sharePayout ratio (below)USD per share
01.002.003.00
2016Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Dividend per share 2.62 USD · Payout ratio 25.5%
2017Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Dividend per share 2.83 USD · Payout ratio 38.6%
2018Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Dividend per share not available · Payout ratio not available
2019Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Dividend per share not available · Payout ratio not available
2020Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Dividend per share not available · Payout ratio not available
2021Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Dividend per share not available · Payout ratio not available
2022Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Dividend per share not available · Payout ratio not available
2023Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Dividend per share not available · Payout ratio not available
2024Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Dividend per share not available · Payout ratio not available
2025Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Dividend per share not available · Payout ratio not available
Ratio
25%39%
Dividend per sharePayout ratio (below)USD per share
00.501.001.50
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Dividend per share not available · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Dividend per share 1.00 USD · Payout ratio 20.8%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Dividend per share 1.05 USD · Payout ratio 45.9%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Dividend per share 1.05 USD · Payout ratio 19.4%
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Dividend per share not available · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Dividend per share 1.05 USD · Payout ratio 61.8%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Dividend per share 1.10 USD · Payout ratio 16.8%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Dividend per share 1.10 USD · Payout ratio 13.3%
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Dividend per share not available · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Dividend per share 1.10 USD · Payout ratio 14.1%
Q2/26Quarter Q2/26 (Apr 1, 2026 – Jun 30, 2026): Dividend per share 1.25 USD · Payout ratio 12.2%
Q3/26Quarter Q3/26 (Jul 1, 2026 – Sep 30, 2026): Dividend per share 1.25 USD · Payout ratio 13.8%
Ratio
21%46%19%62%17%13%14%12%14%
Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 48.8B USD · Net income 6.3B USD · Net margin 12.9%
Key figures with traffic lights
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
Revenue growth
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light green: above sector
+8.8%per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 8.8% per year on average – at least as fast as the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
Net income (total)
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light green: above sector
+18.4%per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: +21.1% per year (5 years, split-adjusted)
What does this mean? Total net income: over 5 years it grew by 18.4% per year on average – at least as fast as the median company in the sector (+13.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
What does this mean? Of every 100 USD in revenue, 12.88 USD remained as profit – less than the median company in the sector (19.4%). Five years ago the margin was 8.4%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
Debt / equity
Debt-to-equity ratioFinancial debt (loans, bonds) divided by equity. A high value amplifies good and bad years alike. The key figures bar in the chart only uses long-term financial debt.Example: Financial debt €300m, equity €500m → 0.6.More in the Academy: Lesson debt, dividends and growth
Light gray: not available
–latest balance sheet
Sector Financials: median 0.63 (47 symbols)
What does this mean? No usable figure: reported financial debt or positive equity for the same balance sheet date is missing.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
Payout ratio
Payout ratioThe share of profit that a company pays out as a dividend. Above 100% it pays out more than it earns.Example: Dividend €1, earnings per share €2.50 → payout ratio 40%.More in the Academy: Lesson debt, dividends and growth
Light gray: none found
–Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? The loaded SEC filings of the last two fiscal years contain no dividend per share. Either the company pays none, or it reports it under a different tag.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
Profitable years
Profitable yearsHow many of the last fiscal years ended with a profit rather than a loss on the bottom line. The figure shows how consistently a company earns.Example: Profit in 9 of 10 years → one loss year.More in the Academy: Lesson revenue, profit and margin
Light green: profit every year
10 of 10fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
Last fiscal year and 13F
Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
48.8B USD
Revenue vs. prior year
+5.2%
Net income (FY)
6.3B USD
Net income vs. prior year
+25.8%
EPS (FY)
27.43 USD
13F funds with a position
0 of 9
Funds vs. prior quarter
±0
Shares held vs. prior quarter
–
Fiscal year to Dec 31, 2025 · 10-K filed Feb 12, 2026 · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term).13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
Year
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
2025
Dec 31, 2025
48.8B
6.3B
12.9%
27.43
–
–
2024
Dec 31, 2024
46.4B
5.0B
10.8%
21.47
–
–
2023
Dec 31, 2023
41.4B
3.0B
7.2%
12.79
–
–
2022
Dec 31, 2022
36.9B
2.8B
7.7%
11.77
–
–
2021
Dec 31, 2021
34.8B
3.7B
10.5%
14.49
–
–
2020
Dec 31, 2020
32.0B
2.7B
8.4%
10.52
–
–
2019
Dec 31, 2019
31.6B
2.6B
8.3%
9.92
–
–
2018
Dec 31, 2018
30.3B
2.5B
8.3%
9.28
–
–
2017
Dec 31, 2017
28.9B
2.1B
7.1%
7.33
2.83
39%
2016
Dec 31, 2016
27.6B
3.0B
10.9%
10.28
2.62
25%
Quarters (amounts in USD, per share in USD)
Quarter
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
Q3/26
Sep 30, 2026
12.4B
1.9B
15.4%
9.04
1.25
14%
Q2/26
Jun 30, 2026
12.2B
2.2B
18.2%
10.26
1.25
12%
Q1/26
Mar 31, 2026
11.9B
1.7B
14.3%
7.78
1.10
14%
Q4/25*
Dec 31, 2025
12.4B
2.5B
20.1%
–
–
–
Q3/25
Sep 30, 2025
12.5B
1.9B
15.1%
8.24
1.10
13%
Q2/25
Jun 30, 2025
12.1B
1.5B
12.5%
6.53
1.10
17%
Q1/25
Mar 31, 2025
11.8B
395.0M
3.3%
1.70
1.05
62%
Q4/24*
Dec 31, 2024
12.0B
2.1B
17.3%
–
–
–
Q3/24
Sep 30, 2024
11.9B
1.3B
10.6%
5.42
1.05
19%
Q2/24
Jun 30, 2024
11.3B
534.0M
4.7%
2.29
1.05
46%
Q1/24
Mar 31, 2024
11.2B
1.1B
10.0%
4.80
1.00
21%
Q4/23*
Dec 31, 2023
10.9B
1.6B
14.9%
–
–
–
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
Insiders
Insider transactionsExecutives, directors and major shareholders (over 10%) of US companies report their own transactions in their company’s stock to the SEC within two business days (Form 4). Purchases in the market count as more meaningful than sales (often taxes, estate planning).Example: Three executives acquire stock worth a total of 2 million USD within two weeks → “purchases by several insiders”.More in the Academy: Glossary
Oct 21, 2026Schnitzer Alan DChief executive (CEO), DirectorOpen-market sale2,992 shares · $1.2M · SEC
Oct 21, 2026Schnitzer Alan DChief executive (CEO), DirectorOpen-market sale44,879 shares · $17.8M · SEC
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
Trend score +85
Price vs. EMA 50+15
Price vs. EMA 200+15
EMA 50 vs. EMA 200+20
ADX (trend strength)+0
Highs and lows+20
Relative strength+15
Volatility and trend strength
ADX 14 (trend strength)20.9
Rel. strength 60 d+5.1%
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.