Charles Schwab is a major US financial services company. Private investors and independent advisors use it as an online broker and custodian; it also offers banking services, funds and advice. The group includes the former TD Ameritrade platform. It operates mainly in the US. As of Oct 11, 2026
Charles Schwab is organized as a savings and loan holding company and, through subsidiaries, offers wealth management, securities brokerage, banking, custody and financial advisory services. The Investor Services segment serves individual investors with brokerage, investment advice, banking and trust services as well as companies with retirement plans. Advisor Services offers independent registered investment advisors (RIAs) custody, trading, banking and support. Offerings include brokerage accounts with trading in bonds, options, futures and foreign exchange, plus mutual funds, ETFs, checking accounts and mortgage loans. According to the company, segment revenue depends on the level of client assets and client activity.
Automatically summarized from SEC annual report (10-K, filed Feb 25, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 15, 2026
Our own calculation from the exchange’s daily candles, as of Oct 26, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
No buy zone
There is currently no buy zone for this symbol under our Elliott rule. One only forms when the price pulls back after a strong rise.
An observation, not investment advice
Rule (4-hour candles) No active buy zone – the last one ended on Oct 19, 2026 · Buy zone no longer valid Zone historyThe zone history shows since when a buy zone has applied, when it was adjusted and when the price touched or left it. Recording began on Oct 12, 2026, only runs forward and fills nothing in – older zones are marked “known at start of recording” or “already existing when added”.Example: New buy zone on Oct 14, no adjustment since → “zone valid since Oct 14, 2026 · unchanged since”.More in the Academy: Lesson buy zone and Fibonacci
Watcher Full history: every change of the buy zone with its date.
Weekly candles (1W) Zone known when recording started (recording since Oct 12, 2026) · Setup confirmed on Sep 14, 2026 · last changed in the Week from Oct 19, 2026 Zone historyThe zone history shows since when a buy zone has applied, when it was adjusted and when the price touched or left it. Recording began on Oct 12, 2026, only runs forward and fills nothing in – older zones are marked “known at start of recording” or “already existing when added”.Example: New buy zone on Oct 14, no adjustment since → “zone valid since Oct 14, 2026 · unchanged since”.More in the Academy: Lesson buy zone and Fibonacci
Watcher Full history: every change of the buy zone with its date.
Timeframe 1 week · As of Oct 23, 2026 · display only, the rule works on 4-hour candles
Elliott count: Combination (W-X-Y), Corrective pattern (upward), Y complete (2 of 3 guidelines) · X = 65% of W; Y = 220% of W
smaller wave degree Smaller wave degree: more sensitive turning-point detection, because no count fits at the usual degree – it describes shorter swings. Provisional – check the count yourself on the chart.
Comparison: The rule treats the last rise as the possible start of an upward impulse (without checking its history and structure). The Elliott count reads it as the end of an upward correction (Y).
Note: Retracement at least 88.7% of A: flat possible (B in progress, type only with C).
Elliott count calculated automatically by fixed Elliott rules, not investment advice – display only, our buy zones do not use it. Provisional: The count can change with new candles.
Automated analysis (rule-based): the rule calculates waves and Fibonacci levels from the completed weekly candles; the chart is recalculated every day. Not investment advice. On this timeframe the chart only shows the rule setup (swing detection 2 × ATR) – the rule itself works on 4-hour candles. Axis and values: distance from the top of the buy zone in %, no prices. Fibonacci measured logarithmically (weekly candles).
On phones the drawing toolbar is hidden – drawing works better on a desktop.
Timeframe 1 day · As of Oct 26, 2026 · display only, the rule works on 4-hour candles
Elliott count: Combination (W-X-Y), Corrective pattern (upward), Y complete (2 of 3 guidelines) · X = 66% of W; Y = 248% of W
Comparison: The rule treats the last rise as the possible start of an upward impulse (without checking its history and structure). The Elliott count reads it as the end of an upward correction (Y).
Note: Retracement at least 88.7% of A: flat possible (B in progress, type only with C).
Elliott count calculated automatically by fixed Elliott rules, not investment advice – display only, our buy zones do not use it. Provisional: The count can change with new candles.
Automated analysis (rule-based): the rule calculates waves and Fibonacci levels from the completed daily candles; the chart is recalculated every day. Not investment advice. On this timeframe the chart only shows the rule setup (swing detection 3 × ATR) – the rule itself works on 4-hour candles. Axis and values: distance from the top of the buy zone in %, no prices.
On phones the drawing toolbar is hidden – drawing works better on a desktop.
Timeframe 4 hours · As of Oct 27, 2026
Elliott count: Combination (W-X-Y), Corrective pattern (upward), Y complete (2 of 3 guidelines) · X = 66% of W; Y = 248% of W
Note: Structure ambiguous: leg W can also be read as three- or five-part.
Note: Retracement at least 88.7% of A: flat possible (B in progress, type only with C).
Elliott count calculated automatically by fixed Elliott rules, not investment advice – display only, our buy zones do not use it. Provisional: The count can change with new candles.
No buy zone of the rule on this timeframe – the chart shows only the Elliott count from the completed 4-hour candles (recalculated every hour). Not a recommendation, not investment advice. Without a buy zone there is no reference for percentages – so no value axis and no prices; measurements are ratios of wave lengths.
Timeframe 1 hour · As of Oct 27, 2026 · display only, the rule works on 4-hour candles
Technical view: on this timeframe there is neither a buy zone of the rule nor an Elliott count that follows the rules. We calculate the lines automatically from the completed hourly candles (recalculated every hour) – for orientation, not a forecast, not a recommendation, not investment advice. Without a buy zone there is no value axis and no prices.
Timeframe 1 week · As of Oct 23, 2026 · from the Elliott count in the analysis chart
Weighting Main scenario (2 of 3 guidelines, medium) · no alternative Guidelines (strength of the count)Guidelines are typical features of a count, such as usual Fibonacci lengths or a change in the form of correction. Strong means: at least three quarters met, medium: at least half, otherwise weak. Even a strong count can flip.Example: 3 of 3 guidelines → strong; 2 of 4 → medium; 1 of 3 → weak.More in the Academy: Lesson wave degrees
Weighting by guidelines met – not a probability.
smaller wave degree Smaller wave degree: more sensitive turning-point detection, because no count fits at the usual degree – it describes shorter swings. Provisional – check the count yourself on the chart.
As long as the weekly close stays below the end of Y, this applies: complex countermove upward (Combination W-X-Y), Y complete – count points to falling prices.
Invalid if the weekly close is above the end of Y (+21.2% from the top of the zone)
If that breaks, this count no longer applies. Currently no alternative that follows the rules.
Timeframe 1 day · As of Oct 26, 2026 · from the Elliott count in the analysis chart
Weighting Main scenario (2 of 3 guidelines, medium) · no alternative Guidelines (strength of the count)Guidelines are typical features of a count, such as usual Fibonacci lengths or a change in the form of correction. Strong means: at least three quarters met, medium: at least half, otherwise weak. Even a strong count can flip.Example: 3 of 3 guidelines → strong; 2 of 4 → medium; 1 of 3 → weak.More in the Academy: Lesson wave degrees
Weighting by guidelines met – not a probability.
As long as the daily close stays below the end of Y, this applies: complex countermove upward (Combination W-X-Y), Y complete – count points to falling prices.
Invalid if the daily close is above the end of Y (+17.0% from the top of the zone)
If that breaks, this count no longer applies. Currently no alternative that follows the rules.
Timeframe 4 hours · As of Oct 27, 2026 · from the Elliott count in the analysis chart
Weighting Main scenario (2 of 3 guidelines, medium) · no alternative Guidelines (strength of the count)Guidelines are typical features of a count, such as usual Fibonacci lengths or a change in the form of correction. Strong means: at least three quarters met, medium: at least half, otherwise weak. Even a strong count can flip.Example: 3 of 3 guidelines → strong; 2 of 4 → medium; 1 of 3 → weak.More in the Academy: Lesson wave degrees
Weighting by guidelines met – not a probability.
As long as the 4-hour close stays below the end of Y, this applies: complex countermove upward (Combination W-X-Y), Y complete – count points to falling prices.
Invalid if the 4-hour close is above the end of Y
If that breaks, this count no longer applies. Currently no alternative that follows the rules.
Timeframe 1 hour · As of Oct 27, 2026 · from the technical view in the analysis chart
Currently no wave count that follows the rules on hourly candles – so no scenarios. Technical view: Price below the 200-period average, Trend line down, a resistance lies above the price. Not a forecast, not investment advice.
Charles Schwab Corporation · Sector Financials · amounts in USD
Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Feb 25, 2026.
Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.
Fiscal year to Dec 31, 2025
37.0% Fiscal year 2025
Rank 93 of 100: higher than 93% of 237 peers (All). strong.
Rank 80 of 100: higher than 80% of 33 peers (Sector). strong.
Median Financials: 26.2%
Profit after all costs, interest and taxes divided by revenue.
17.9% Fiscal year 2025
Rank 52 of 100: higher than 52% of 218 peers (All). medium.
Rank 67 of 100: higher than 67% of 32 peers (Sector). strong.
Median Financials: 13.9%
Net income divided by equity at fiscal year end.
1.8% Fiscal year 2025 (total assets at year end)
Rank 26 of 100: higher than 26% of 238 peers (All). weak.
Rank 44 of 100: higher than 44% of 33 peers (Sector). medium.
Median Financials: 2.4%
Net income divided by total assets at fiscal year end.
10.1% Fiscal year 2025
Rank 14 of 100: higher than 14% of 239 peers (All). weak.
Rank 32 of 100: higher than 32% of 33 peers (Sector). weak.
Median Financials: 18.2%
Equity as a share of total assets. Usually low for banks.
36.6% Fiscal year 2025
Rank 92 of 100: higher than 92% of 213 peers (All). strong.
Rank 76 of 100: higher than 76% of 23 peers (Sector). strong.
Median Financials: 25.8%
Free cash flow divided by revenue.
8.8B USD Fiscal year 2025
Operating cash flow minus capital expenditure on property and equipment.
+4.8% per year
Rank 35 of 100: higher than 35% of 230 peers (All). medium.
Rank 14 of 100: higher than 14% of 32 peers (Sector). weak.
Median Financials: +9.7%
Average growth per year over 3 fiscal years.
+15.4% per year
Rank 65 of 100: higher than 65% of 217 peers (All). medium.
Rank 71 of 100: higher than 71% of 29 peers (Sector). strong.
Median Financials: +9.1%
Average growth per year over 5 fiscal years.
+14.1% per year
Rank 79 of 100: higher than 79% of 157 peers (All). strong.
Rank 93 of 100: higher than 93% of 23 peers (Sector). strong.
Median Financials: +7.2%
Average growth per year over 10 fiscal years.
+9.9% per year
Rank 46 of 100: higher than 46% of 157 peers (All). medium.
Rank 27 of 100: higher than 27% of 24 peers (Sector). weak.
Median Financials: +17.6%
Growth of earnings per share per year, adjusted for stock splits.
+17.0% per year
Rank 61 of 100: higher than 61% of 146 peers (All). medium.
Rank 66 of 100: higher than 66% of 25 peers (Sector). medium.
Median Financials: +14.8%
Growth of earnings per share per year, adjusted for stock splits.
+16.3% per year
Rank 76 of 100: higher than 76% of 140 peers (All). strong.
Rank 85 of 100: higher than 85% of 24 peers (Sector). strong.
Median Financials: +11.5%
Growth of earnings per share per year, adjusted for stock splits.
23% Fiscal year 2025
Dividend per share divided by earnings per share.
+8.4% per year
Rank 48 of 100: higher than 48% of 118 peers (All). medium.
Rank 35 of 100: higher than 35% of 20 peers (Sector). medium.
Median Financials: +10.0%
Growth of the dividend per share per year.
4.5x Fiscal year 2025
Free cash flow per share divided by dividend per share. From 1x the dividend is covered.
0.45 at fiscal year end
Rank 61 of 100: lower than 61% of 199 peers (All). medium.
Rank 67 of 100: lower than 67% of 26 peers (Sector). strong.
Median Financials: 0.83
Long-term financial debt divided by equity.
+26.1% in 5 years
Rank 19 of 100: lower than 19% of 199 peers (All). weak.
Rank 2 of 100: lower than 2% of 24 peers (Sector). weak.
Median Financials: −6.1%
Change in diluted share count. Negative = share buybacks, positive = new shares.
Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.
Price-based criteria (P/E, dividend yield) are shown to signed-in users.
Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 23.9B USD · Net income 8.9B USD · Net margin 37.0%
Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.
Of 100 USD of revenue, 37.0 USD net income remained.
| Item | Amount | of revenue |
|---|---|---|
| Revenue | 23.9B USD | 100.0% |
| Net income | 8.9B USD | 37.0% |
| Taxes | 2.6B USD | 10.9% |
| Remaining costs & other | 12.5B USD | 52.1% |
Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.
The net margin rose in 5 years from 28.2% to 37.0%.
Net marginReturn on equity rose in 5 years from 5.9% to 17.9%.
Return on equityReturn on assetsThe equity ratio stayed roughly the same in 5 years (10.1%).
EquityLong-term debt in USD Long-term debt, depending on the filing, includes the current portion or leases.The share count rose in 5 years by 26.1% – more new shares were issued than repurchased (dilution).
Diluted share countBanks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.
From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.
How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.
The dividend per share rose in 5 years from 0.72 USD to 1.08 USD.
Dividend per share USD per share Per share as filed with the SEC, including special dividends; obvious filing errors are hidden.The payout ratio fell in 5 years from 34.0% to 23.2%.
Payout ratio (earnings)Payout ratio (free cash flow)Over 5 years, 24.4B USD went back to shareholders, 56% of it through share repurchases.
Dividends paidShare repurchasesNew shares issued (including employee plans)Free cash flow in USDFor banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.
Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.
Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users. Log in
Charles Schwab Corporation next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.
| Symbol | Revenue (FY) | Growth 5 yrs | Gross margin | Op. margin | Net margin | ROE | Equity ratio | FCF margin | Piotroski |
|---|---|---|---|---|---|---|---|---|---|
| PYPL PayPal | 33.2B USD | +9.1% | – | 18.3% | 15.8% | 25.8% | 25.3% | – | – |
| MA Mastercard | 32.8B USD | +16.5% | – | 57.6% | 45.6% | 193.2% | 14.3% | – | – |
| USB U.S. Bancorp | 28.7B USD | – | – | – | 26.4% | 11.6% | 9.4% | – | – |
| MRSH Marsh McLennan | 27.0B USD | +9.4% | – | 23.1% | 15.4% | 27.2% | 26.1% | – | – |
| BLK BlackRock | 24.2B USD | +8.4% | – | 29.1% | 22.9% | 9.9% | 32.9% | – | – |
| SCHW Charles Schwab Corporation this stock | 23.9B USD | +15.4% | – | – | 37.0% | 17.9% | 10.1% | – | – |
| PNC PNC Financial Services | 23.1B USD | +6.4% | – | – | 30.0% | 11.4% | 10.6% | – | – |
| BNY BNY Mellon | 20.1B USD | +4.9% | – | – | 27.6% | 12.5% | 9.4% | – | – |
| KKR KKR & Co. | 19.5B USD | +35.7% | – | – | 12.2% | 7.7% | 7.5% | – | – |
| Median of the sector 33 symbols | 27.0B USD | +9.1% | – | 39.0% | 26.2% | 13.9% | 18.2% | – | – |
Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).
Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).
Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
+15.4% per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 15.4% per year on average – at least as fast as the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
+21.8% per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: +17.0% per year (5 years, split-adjusted)
What does this mean? Total net income: over 5 years it grew by 21.8% per year on average – at least as fast as the median company in the sector (+13.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
37.0% last fiscal year
Sector Financials: median 19.4% (75 symbols)
What does this mean? Of every 100 USD in revenue, 37.01 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 28.2%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
0.45 latest balance sheet
Sector Financials: median 0.63 (60 symbols)
What does this mean? For every 1 USD of equity there is 0.45 USD of financial debt – no more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
23% Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? Of every 1 USD of earnings per share, 0.23 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
10 of 10 fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
| Year | End | Revenue | Net income | Margin | Earnings per share | Dividend per share | Payout |
|---|---|---|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 23.9B | 8.9B | 37.0% | 4.65 | 1.08 | 23% |
| 2024 | Dec 31, 2024 | 19.6B | 5.9B | 30.3% | 2.99 | 1.00 | 33% |
| 2023 | Dec 31, 2023 | 18.8B | 5.1B | 26.9% | 2.54 | 1.00 | 39% |
| 2022 | Dec 31, 2022 | 20.8B | 7.2B | 34.6% | 3.50 | 0.84 | 24% |
| 2021 | Dec 31, 2021 | 18.5B | 5.9B | 31.6% | 2.83 | 0.72 | 25% |
| 2020 | Dec 31, 2020 | 11.7B | 3.3B | 28.2% | 2.12 | 0.72 | 34% |
| 2019 | Dec 31, 2019 | 10.7B | 3.7B | 34.5% | 2.67 | 0.68 | 25% |
| 2018 | Dec 31, 2018 | 10.1B | 3.5B | 34.6% | 2.45 | 0.46 | 19% |
| 2017 | Dec 31, 2017 | 8.6B | 2.4B | 27.3% | 1.61 | 0.32 | 20% |
| 2016 | Dec 31, 2016 | 7.5B | 1.9B | 25.3% | 1.31 | 0.27 | 21% |
| Quarter | End | Revenue | Net income | Margin | Earnings per share | Dividend per share | Payout |
|---|---|---|---|---|---|---|---|
| Q2/26 | Jun 30, 2026 | 7.1B | 2.8B | 39.6% | 1.54 | 0.32 | 21% |
| Q1/26 | Mar 31, 2026 | 6.5B | 2.5B | 38.2% | 1.37 | 0.32 | 23% |
| Q4/25* | Dec 31, 2025 | 6.3B | 2.5B | 38.8% | – | 0.27 | – |
| Q3/25 | Sep 30, 2025 | 6.1B | 2.4B | 38.4% | 1.26 | 0.27 | 21% |
| Q2/25 | Jun 30, 2025 | 5.9B | 2.1B | 36.3% | 1.08 | 0.27 | 25% |
| Q1/25 | Mar 31, 2025 | 5.6B | 1.9B | 34.1% | 0.99 | 0.27 | 27% |
| Q4/24* | Dec 31, 2024 | 5.3B | 1.8B | 34.5% | – | 0.25 | – |
| Q3/24 | Sep 30, 2024 | 4.8B | 1.4B | 29.0% | 0.71 | 0.25 | 35% |
| Q2/24 | Jun 30, 2024 | 4.7B | 1.3B | 28.4% | 0.66 | 0.25 | 38% |
| Q1/24 | Mar 31, 2024 | 4.7B | 1.4B | 28.7% | 0.68 | 0.25 | 37% |
| Q4/23* | Dec 31, 2023 | 4.5B | 1.0B | 23.4% | – | 0.25 | – |
| Q3/23 | Sep 30, 2023 | 4.6B | 1.1B | 24.4% | 0.56 | 0.25 | 45% |
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
| Period | Purchases | Sales | Net |
|---|---|---|---|
| 3 months | $00 people | $112.1M9 people | −$112.1M |
| 6 months | $1.8M1 person | $186.2M12 people | −$184.3M |
| 12 months | $1.8M1 person | $334.5M15 people | −$332.7M |
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.
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