MA Mastercard

XNYS Up Alert

Financials

· How we analyze

About the company

Mastercard runs an international card payment network. Banks issue Mastercard credit and debit cards; Mastercard earns money by processing the payments. It also offers services for fraud detection, data and business-to-business payments. As of Oct 13, 2026

Fact sheet (from the annual report) Miscellaneous business services · Purchase, USA

According to the company, Mastercard is a technology company in the global payments industry that connects consumers, banks, merchants and government agencies through electronic payments. Through its own global payments network, the company authorizes, clears and settles payment transactions; its main brand is Mastercard. In addition, there are payments through automated clearing houses, in batches or in real time. A franchise model sets standards and rules for all network participants. The company also offers services such as security solutions, customer acquisition and loyalty, market insights as well as processing and payment gateways.

Automatically summarized from SEC annual report (10-K, filed Feb 11, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 14, 2026

Price performance at a glance

Last 30 trading days
  • Today −0.6%
  • 7 days −1.7%
  • 30 days +7.4%
  • 1 year +6.6%
Day range (last trading day)
−0.7%Price at 55% of the range+0.6%
52-week range
−23.8%Price at 86% of the range+3.8%
Distance from the all-time high
−3.7%

Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.

Double bottom · Analysis method

This method currently detects no pattern for MA. The check runs daily after the close.

You see new patterns immediately from Watcher, on the free plan 2 days after they form. Plans and pricing

What does the pattern show?

What is this? The price has formed two similarly deep lows and broken above the neckline between them. This is seen as a sign that the downward move is ending.

This is a calculated analysis, not a forecast and not a call to buy. Risk notice and investment advice

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Symbol on TradingView: NYSE:MA

Fundamental analysis

Mastercard · Sector Financials · amounts in USD

Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Feb 11, 2026.

Quality checks

Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.

Fiscal year to Dec 31, 2025

Quality Profitability, consistency, balance sheet · 1 without data 6 of 7 criteria met Growth Revenue and earnings per share 7 of 7 criteria met Dividend Level, consistency, coverage · 5 without data 2 of 2 criteria met Financial strength Piotroski, debt, liquidity · 1 without data 4 of 5 criteria met

Quality 6 of 7 met · 1 without data

  • no data: Gross margin above 40% not stated in the SEC filings
  • met: Operating margin above 15% 57.6%
  • met: Net margin above 10% 45.6%
  • met: Return on equity above 15% 193.2%
  • met: Free cash flow margin above 10% 52.3%
  • met: Profit in each of the last 5 fiscal years 5 of 5
  • met: Free cash flow positive in each of the last 3 fiscal years 3 of 3
  • not met: Equity ratio above 30% 14.3%
Operating margin

57.6% Fiscal year 2025

Rank 96 of 100: higher than 96% of 192 peers (All). strong.

Rank 73 of 100: higher than 73% of 13 peers (Sector). strong.

Median Financials: 39.0%

Operating income divided by revenue: what the core business earns before interest and taxes.

Net margin

45.6% Fiscal year 2025

Rank 96 of 100: higher than 96% of 237 peers (All). strong.

Rank 86 of 100: higher than 86% of 33 peers (Sector). strong.

Median Financials: 26.2%

Profit after all costs, interest and taxes divided by revenue.

Return on equity

193.2% Fiscal year 2025

Rank 100 of 100: higher than 100% of 218 peers (All). strong.

Rank 98 of 100: higher than 98% of 32 peers (Sector). strong.

Median Financials: 13.9%

Net income divided by equity at fiscal year end.

Return on assets

27.6% Fiscal year 2025 (total assets at year end)

Rank 96 of 100: higher than 96% of 238 peers (All). strong.

Rank 98 of 100: higher than 98% of 33 peers (Sector). strong.

Median Financials: 2.4%

Net income divided by total assets at fiscal year end.

Equity ratio

14.3% Fiscal year 2025

Rank 19 of 100: higher than 19% of 239 peers (All). weak.

Rank 41 of 100: higher than 41% of 33 peers (Sector). medium.

Median Financials: 18.2%

Equity as a share of total assets. Usually low for banks.

Free cash flow margin

52.3% Fiscal year 2025

Rank 98 of 100: higher than 98% of 213 peers (All). strong.

Rank 89 of 100: higher than 89% of 23 peers (Sector). strong.

Median Financials: 25.8%

Free cash flow divided by revenue.

Free cash flow

17.2B USD Fiscal year 2025

Operating cash flow minus capital expenditure on property and equipment.

Growth 7 of 7 met

  • met: Over 3 years, revenue grew by more than 5% per year +13.8%
  • met: Over 5 years, revenue grew by more than 5% per year +16.5%
  • met: Over 10 years, revenue grew by more than 5% per year +13.0%
  • met: Over 3 years, EPS grew by more than 5% per year +17.4%
  • met: Over 5 years, EPS grew by more than 5% per year +21.0%
  • met: Revenue rose in at least 4 of the last 5 fiscal years 5 of 5
  • met: Revenue rose in the last fiscal year +16.4%
Revenue growth 3 years

+13.8% per year

Rank 68 of 100: higher than 68% of 230 peers (All). strong.

Rank 70 of 100: higher than 70% of 32 peers (Sector). strong.

Median Financials: +9.7%

Average growth per year over 3 fiscal years.

Revenue growth 5 years

+16.5% per year

Rank 68 of 100: higher than 68% of 217 peers (All). strong.

Rank 81 of 100: higher than 81% of 29 peers (Sector). strong.

Median Financials: +9.1%

Average growth per year over 5 fiscal years.

Revenue growth 10 years

+13.0% per year

Rank 77 of 100: higher than 77% of 157 peers (All). strong.

Rank 85 of 100: higher than 85% of 23 peers (Sector). strong.

Median Financials: +7.2%

Average growth per year over 10 fiscal years.

EPS growth 3 years

+17.4% per year

Rank 62 of 100: higher than 62% of 157 peers (All). medium.

Rank 48 of 100: higher than 48% of 24 peers (Sector). medium.

Median Financials: +17.6%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 5 years

+21.0% per year

Rank 70 of 100: higher than 70% of 146 peers (All). strong.

Rank 78 of 100: higher than 78% of 25 peers (Sector). strong.

Median Financials: +14.8%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 10 years

+17.3% per year

Rank 79 of 100: higher than 79% of 140 peers (All). strong.

Rank 90 of 100: higher than 90% of 24 peers (Sector). strong.

Median Financials: +11.5%

Growth of earnings per share per year, adjusted for stock splits.

Dividend 2 of 2 met · 5 without data

  • met: Pays a dividend 3.15 USD
  • met: Payout ratio at most 60% of earnings 19%
  • no data: Dividend paid in each of the last 5 fiscal years not reported as an annual figure for each of the last 5 fiscal years
  • no data: Dividend per share never lowered in the last 5 fiscal years not reported as an annual figure for each of the last 5 fiscal years
  • no data: Dividend per share higher than 5 years ago no comparable dividend 5 years ago
  • no data: Free cash flow per share covers the dividend not meaningful for banks and insurers
  • no data: Dividends paid over the last 5 years covered by free cash flow not meaningful for banks and insurers
Payout ratio

19% Fiscal year 2025

Dividend per share divided by earnings per share.

Free cash flow coverage

6.0x Fiscal year 2025

Free cash flow per share divided by dividend per share. From 1x the dividend is covered.

Financial strength 4 of 5 met · 1 without data

  • no data: Piotroski F-Score at least 7 of 9 not meaningful for banks and insurers
  • not met: Long-term debt no higher than equity 2.36
  • met: Current assets cover current liabilities 1.03
  • met: Positive equity 7.7B USD
  • met: In 5 years, share count up by at most 5% −9.9%
  • met: Free cash flow positive in the last fiscal year 17.2B USD
Debt / equity

2.36 at fiscal year end

Rank 8 of 100: lower than 8% of 199 peers (All). weak.

Rank 6 of 100: lower than 6% of 26 peers (Sector). weak.

Median Financials: 0.83

Long-term financial debt divided by equity.

Liquidity (current ratio)

1.03 at fiscal year end

Rank 28 of 100: higher than 28% of 215 peers (All). weak.

Rank 35 of 100: higher than 35% of 13 peers (Sector). medium.

Median Financials: 1.10

Current assets divided by current liabilities.

Change in share count

−9.9% in 5 years

Rank 81 of 100: lower than 81% of 199 peers (All). strong.

Rank 60 of 100: lower than 60% of 24 peers (Sector). medium.

Median Financials: −6.1%

Change in diluted share count. Negative = share buybacks, positive = new shares.

Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.

Price-based criteria (P/E, dividend yield) are shown to signed-in users.

Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.

In short

  • Light green: Revenue grew over 5 years (+16.5% per year), at least as fast as the sector median.
  • Light green: Net income (total) grew over 5 years (+18.5% per year), at least as fast as the sector median; per share +21.0% per year.
  • Light green: Net margin 45.6%, above the sector median (19.4%).
  • Light red: Debt much higher than usual in the sector.
  • Light green: Profit in each of the last 10 fiscal years.

Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.

RevenueNet income Net margin (below) in USD
  1. Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 10.8B USD · Net income 4.1B USD · Net margin 37.7%
  2. Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 12.5B USD · Net income 3.9B USD · Net margin 31.3%
  3. Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 15.0B USD · Net income 5.9B USD · Net margin 39.2%
  4. Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 16.9B USD · Net income 8.1B USD · Net margin 48.1%
  5. Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 15.3B USD · Net income 6.4B USD · Net margin 41.9%
  6. Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 18.9B USD · Net income 8.7B USD · Net margin 46.0%
  7. Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 22.2B USD · Net income 9.9B USD · Net margin 44.7%
  8. Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 25.1B USD · Net income 11.2B USD · Net margin 44.6%
  9. Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 28.2B USD · Net income 12.9B USD · Net margin 45.7%
  10. Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 32.8B USD · Net income 15.0B USD · Net margin 45.6%

Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 32.8B USD · Net income 15.0B USD · Net margin 45.6%

Figures over time

Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.

Money flow in fiscal year 2025

Of 100 USD of revenue, 57.6 USD operating income and 45.6 USD net income remained.

Money flow as a table
Fiscal year 2025, amounts in USD, share of revenue
ItemAmountof revenue
Revenue32.8B USD100.0%
Operating income18.9B USD57.6%
Cost of revenue and operating expenses13.9B USD42.4%
Net income14.9B USD45.6%
Interest expense722.0M USD2.2%
Taxes & other (net)3.2B USD9.8%

Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.

Margins

The operating margin rose in 5 years from 52.8% to 57.6%.

Operating marginNet margin
  1. Fiscal year 2016: Operating margin 53.5% · Net margin 37.6%
  2. Fiscal year 2017: Operating margin 53.0% · Net margin 31.3%
  3. Fiscal year 2018: Operating margin 48.7% · Net margin 39.2%
  4. Fiscal year 2019: Operating margin 57.2% · Net margin 48.1%
  5. Fiscal year 2020: Operating margin 52.8% · Net margin 42.4%
  6. Fiscal year 2021: Operating margin 53.4% · Net margin 46.0%
  7. Fiscal year 2022: Operating margin 55.2% · Net margin 44.6%
  8. Fiscal year 2023: Operating margin 55.8% · Net margin 44.6%
  9. Fiscal year 2024: Operating margin 55.3% · Net margin 45.6%
  10. Fiscal year 2025: Operating margin 57.6% · Net margin 45.6%

Returns

Return on equity rose in 5 years from 101.5% to 193.2%.

Return on equityReturn on assets
  1. Fiscal year 2016: Return on equity 71.7% · Return on assets 21.7%
  2. Fiscal year 2017: Return on equity 71.6% · Return on assets 18.4%
  3. Fiscal year 2018: Return on equity 108.5% · Return on assets 23.5%
  4. Fiscal year 2019: Return on equity 137.8% · Return on assets 27.8%
  5. Fiscal year 2020: Return on equity 101.5% · Return on assets 19.3%
  6. Fiscal year 2021: Return on equity 118.7% · Return on assets 23.0%
  7. Fiscal year 2022: Return on equity 157.5% · Return on assets 25.6%
  8. Fiscal year 2023: Return on equity 161.4% · Return on assets 26.3%
  9. Fiscal year 2024: Return on equity 198.3% · Return on assets 26.7%
  10. Fiscal year 2025: Return on equity 193.2% · Return on assets 27.6%

Equity and long-term debt

The equity ratio fell in 5 years from 19.0% to 14.3%.

EquityLong-term debt in USD Long-term debt, depending on the filing, includes the current portion or leases.
  1. Fiscal year 2016: Equity 5.7B USD · Long-term debt 5.2B USD
  2. Fiscal year 2017: Equity 5.5B USD · Long-term debt 5.4B USD
  3. Fiscal year 2018: Equity 5.4B USD · Long-term debt 5.8B USD
  4. Fiscal year 2019: Equity 5.9B USD · Long-term debt 8.5B USD
  5. Fiscal year 2020: Equity 6.4B USD · Long-term debt 12.0B USD
  6. Fiscal year 2021: Equity 7.3B USD · Long-term debt 13.1B USD
  7. Fiscal year 2022: Equity 6.3B USD · Long-term debt 13.7B USD
  8. Fiscal year 2023: Equity 6.9B USD · Long-term debt 14.3B USD
  9. Fiscal year 2024: Equity 6.5B USD · Long-term debt 17.5B USD
  10. Fiscal year 2025: Equity 7.7B USD · Long-term debt 18.3B USD

Liquidity (current ratio)

The current ratio fell in 5 years from 1.61 to 1.03.

Current ratio
  1. Fiscal year 2016: Current ratio 1.84
  2. Fiscal year 2017: Current ratio 1.57
  3. Fiscal year 2018: Current ratio 1.39
  4. Fiscal year 2019: Current ratio 1.42
  5. Fiscal year 2020: Current ratio 1.61
  6. Fiscal year 2021: Current ratio 1.29
  7. Fiscal year 2022: Current ratio 1.17
  8. Fiscal year 2023: Current ratio 1.17
  9. Fiscal year 2024: Current ratio 1.03
  10. Fiscal year 2025: Current ratio 1.03

Share count

The share count fell in 5 years by 9.9% (mostly through share repurchases).

Diluted share count
  1. Fiscal year 2016: Diluted share count 1.1B
  2. Fiscal year 2017: Diluted share count 1.1B
  3. Fiscal year 2018: Diluted share count 1.0B
  4. Fiscal year 2019: Diluted share count 1.0B
  5. Fiscal year 2020: Diluted share count 1.0B
  6. Fiscal year 2021: Diluted share count 992.0M
  7. Fiscal year 2022: Diluted share count 971.0M
  8. Fiscal year 2023: Diluted share count 946.0M
  9. Fiscal year 2024: Diluted share count 927.0M
  10. Fiscal year 2025: Diluted share count 906.0M

Banks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.

From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.

Dividends and share repurchases

How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.

Dividend per share
3.15 USD · Fiscal year 2025
Dividend growth per year
3 y +15.6%5 y –10 y –
Years without a cut
at least 3 as far as the data goes
Payout ratio
of earnings 19% of free cash flow 16%
To shareholders (5 years)
55.7B USD 83% through repurchases
Share count over 5 years
−9.9% fewer shares – each share is a larger stake

Dividend per share

The dividend per share rose in 3 years from 2.04 USD to 3.15 USD.

Dividend per share USD per share Per share as filed with the SEC, including special dividends; obvious filing errors are hidden.
  1. Fiscal year 2016: Dividend per share 0.79 USD
  2. Fiscal year 2017: Dividend per share 0.91 USD
  3. Fiscal year 2018: Dividend per share 1.08 USD
  4. Fiscal year 2019: Dividend per share 1.39 USD
  5. Fiscal year 2020: Dividend per share not available
  6. Fiscal year 2021: Dividend per share not available
  7. Fiscal year 2022: Dividend per share 2.04 USD
  8. Fiscal year 2023: Dividend per share 2.37 USD
  9. Fiscal year 2024: Dividend per share 2.74 USD
  10. Fiscal year 2025: Dividend per share 3.15 USD

Payout ratios

The payout ratio stayed roughly the same in 3 years (19.1%).

Payout ratio (earnings)Payout ratio (free cash flow)
  1. Fiscal year 2016: Payout ratio (earnings) 21.4% · Payout ratio (free cash flow) 19.6%
  2. Fiscal year 2017: Payout ratio (earnings) 24.9% · Payout ratio (free cash flow) 17.9%
  3. Fiscal year 2018: Payout ratio (earnings) 19.3% · Payout ratio (free cash flow) 17.7%
  4. Fiscal year 2019: Payout ratio (earnings) 17.5% · Payout ratio (free cash flow) 17.3%
  5. Fiscal year 2020: Payout ratio (earnings) not available · Payout ratio (free cash flow) not available
  6. Fiscal year 2021: Payout ratio (earnings) not available · Payout ratio (free cash flow) not available
  7. Fiscal year 2022: Payout ratio (earnings) 20.0% · Payout ratio (free cash flow) 17.7%
  8. Fiscal year 2023: Payout ratio (earnings) 20.0% · Payout ratio (free cash flow) 18.6%
  9. Fiscal year 2024: Payout ratio (earnings) 19.7% · Payout ratio (free cash flow) 17.1%
  10. Fiscal year 2025: Payout ratio (earnings) 19.1% · Payout ratio (free cash flow) 16.1%

What goes back to shareholders

Over 5 years, 55.7B USD went back to shareholders, 83% of it through share repurchases. That is 89% of the free cash flow of those years.

Dividends paidShare repurchasesNew shares issued (including employee plans)Free cash flow in USD
  1. Fiscal year 2016: Dividends paid 837.0M USD · Share repurchases 3.5B USD · New shares issued (including employee plans) not available · Free cash flow 4.3B USD
  2. Fiscal year 2017: Dividends paid 942.0M USD · Share repurchases 3.8B USD · New shares issued (including employee plans) not available · Free cash flow 5.3B USD
  3. Fiscal year 2018: Dividends paid 1.0B USD · Share repurchases 4.9B USD · New shares issued (including employee plans) not available · Free cash flow 5.9B USD
  4. Fiscal year 2019: Dividends paid 1.3B USD · Share repurchases 6.5B USD · New shares issued (including employee plans) not available · Free cash flow 7.8B USD
  5. Fiscal year 2020: Dividends paid not available · Share repurchases 4.5B USD · New shares issued (including employee plans) not available · Free cash flow 6.9B USD
  6. Fiscal year 2021: Dividends paid not available · Share repurchases 5.9B USD · New shares issued (including employee plans) not available · Free cash flow 9.1B USD
  7. Fiscal year 2022: Dividends paid 1.9B USD · Share repurchases 8.8B USD · New shares issued (including employee plans) not available · Free cash flow 10.8B USD
  8. Fiscal year 2023: Dividends paid 2.2B USD · Share repurchases 9.0B USD · New shares issued (including employee plans) not available · Free cash flow 11.6B USD
  9. Fiscal year 2024: Dividends paid 2.4B USD · Share repurchases 11.0B USD · New shares issued (including employee plans) not available · Free cash flow 14.3B USD
  10. Fiscal year 2025: Dividends paid 2.8B USD · Share repurchases 11.7B USD · New shares issued (including employee plans) not available · Free cash flow 17.2B USD

For banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.

Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.

Valuation over time

Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users.

Sector comparison

Mastercard next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.

Sector comparison MA, sector Financials; last row: sector median
Symbol Revenue (FY) Growth 5 yrsGross marginOp. marginNet marginROEEquity ratioFCF marginPiotroski
AXP American Express 41.3B USD +13.5%––26.2%32.4%11.2%––
V Visa Inc. 40.0B USD +12.9%–60.0%50.1%52.9%38.1%––
PYPL PayPal 33.2B USD +9.1%–18.3%15.8%25.8%25.3%––
MA Mastercard this stock 32.8B USD +16.5%–57.6%45.6%193.2%14.3%––
USB U.S. Bancorp 28.7B USD –––26.4%11.6%9.4%––
MRSH Marsh McLennan 27.0B USD +9.4%–23.1%15.4%27.2%26.1%––
BLK BlackRock 24.2B USD +8.4%–29.1%22.9%9.9%32.9%––
SCHW Charles Schwab Corporation 23.9B USD +15.4%––37.0%17.9%10.1%––
PNC PNC Financial Services 23.1B USD +6.4%––30.0%11.4%10.6%––
Median of the sector 33 symbols 27.0B USD +9.1%–39.0%26.2%13.9%18.2%––

Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).

Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).

Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.

Key figures with traffic lights

Each light follows a simple, disclosed rule. The comparison is with the sector median of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).

Revenue growth

Light green: above sector

+16.5% per year, last 5 years

Sector Financials: median +8.8% (73 symbols)

What does this mean? Revenue: over 5 years it grew by 16.5% per year on average – at least as fast as the median company in the sector (+8.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net income (total)

Light green: above sector

+18.5% per year, last 5 years

Sector Financials: median +13.8% (71 symbols)

per share: +21.0% per year (5 years, split-adjusted)

What does this mean? Total net income: over 5 years it grew by 18.5% per year on average – at least as fast as the median company in the sector (+13.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net margin

Light green: above sector

45.6% last fiscal year

Sector Financials: median 19.4% (75 symbols)

What does this mean? Of every 100 USD in revenue, 45.65 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 41.9%.

Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.

Debt / equity

Light red: much higher

3.95 latest balance sheet

Sector Financials: median 0.63 (60 symbols)

What does this mean? For every 1 USD of equity there is 3.95 USD of financial debt – more than twice as much as the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.

Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.

Payout ratio

Light green: covered

19% Dividend / earnings per share

Sector Financials: median 34% (58 symbols)

What does this mean? Of every 1 USD of earnings per share, 0.19 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.

Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.

Profitable years

Light green: profit every year

10 of 10 fiscal years with a profit

What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.

Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).

Last fiscal year and 13F

Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
32.8B USD
Revenue vs. prior year
+16.4%
Net income (FY)
15.0B USD
Net income vs. prior year
+16.3%
EPS (FY)
16.52 USD
13F funds with a position
2 of 9
Funds vs. prior quarter
±0
Shares held vs. prior quarter
+656.6%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 11, 2026 · Balance sheet Jun 30, 2026 (filed Jul 30, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term). 13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
YearEndRevenueNet income MarginEarnings per shareDividend per sharePayout
2025Dec 31, 2025 32.8B15.0B 45.6% 16.52 3.15 19%
2024Dec 31, 2024 28.2B12.9B 45.7% 13.89 2.74 20%
2023Dec 31, 2023 25.1B11.2B 44.6% 11.83 2.37 20%
2022Dec 31, 2022 22.2B9.9B 44.7% 10.22 2.04 20%
2021Dec 31, 2021 18.9B8.7B 46.0% 8.76 – –
2020Dec 31, 2020 15.3B6.4B 41.9% 6.37 – –
2019Dec 31, 2019 16.9B8.1B 48.1% 7.94 1.39 18%
2018Dec 31, 2018 15.0B5.9B 39.2% 5.60 1.08 19%
2017Dec 31, 2017 12.5B3.9B 31.3% 3.65 0.91 25%
2016Dec 31, 2016 10.8B4.1B 37.7% 3.69 0.79 21%
Quarters (amounts in USD, per share in USD)
QuarterEndRevenueNet income MarginEarnings per shareDividend per sharePayout
Q2/26Jun 30, 2026 9.3B4.4B 47.3% 4.97 0.87 18%
Q1/26Mar 31, 2026 8.4B3.9B 46.2% 4.35 0.87 20%
Q4/25*Dec 31, 2025 8.8B4.1B 46.1% – 0.87 –
Q3/25Sep 30, 2025 8.6B3.9B 45.7% 4.34 0.76 18%
Q2/25Jun 30, 2025 8.1B3.7B 45.5% 4.07 0.76 19%
Q1/25Mar 31, 2025 7.3B3.3B 45.2% 3.59 0.76 21%
Q4/24*Dec 31, 2024 7.5B3.3B 44.6% – 0.76 –
Q3/24Sep 30, 2024 7.4B3.3B 44.3% 3.53 0.66 19%
Q2/24Jun 30, 2024 7.0B3.3B 46.8% 3.50 0.66 19%
Q1/24Mar 31, 2024 6.3B3.0B 47.4% 3.22 0.66 20%
Q4/23*Dec 31, 2023 6.5B2.8B 42.6% – 0.66 –
Q3/23Sep 30, 2023 6.5B3.2B 49.0% 3.39 0.57 17%

* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.

How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.

Insiders

All insider transactions
Insider purchases and sales on the market over 3, 6 and 12 months
PeriodPurchasesSalesNet
3 months $00 people $43.2M5 people −$43.2M
6 months $00 people $65.3M8 people −$65.3M
12 months $00 people $69.7M8 people −$69.7M

Latest transactions

  • Oct 16, 2026 Ling Hai Chief financial officer (CFO) Open-market sale · 10b5-1 plan 4,317 shares · $2.7M · SEC
  • Oct 12, 2026 Genachowski Julius Director Open-market sale · 10b5-1 plan 370 shares · $218.4K · SEC
  • Oct 9, 2026 Genachowski Julius Director Open-market sale · 10b5-1 plan 1 shares · $590.0 · SEC
  • Oct 9, 2026 Genachowski Julius Director Open-market sale · 10b5-1 plan 370 shares · $216.5K · SEC
  • Sep 2, 2026 Sachin J. Mehra Officer Open-market sale · 10b5-1 plan 3,266 shares · $1.9M · SEC
  • Aug 31, 2026 Kirkpatrick Linda Pistecchia Officer Open-market sale · 10b5-1 plan 923 shares · $547.8K · SEC

Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.

Trend score +70

Price vs. EMA 50+15
Price vs. EMA 200+15
EMA 50 vs. EMA 200+20
ADX (trend strength)+15
Highs and lows-10
Relative strength+15

Volatility and trend strength

ADX 14 (trend strength)32.6
Rel. strength 60 d+5.7%

ATR and moving averages as price values only when logged in.

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