C Citigroup

XNYS Down Alert

Financials

· How we analyze

About the company

Citigroup is a globally active major US bank from New York. Its focus areas are services for corporations such as payments and securities custody, investment banking, securities trading and credit cards in the US. Retail banking in many countries has been sold or is being divested, for example Banamex in Mexico. As of Oct 11, 2026

Fact sheet (from the annual report) National commercial banks · New York, USA

Citigroup is a global financial services holding company whose roots go back to the founding of the City Bank of New York in 1812. Consumers, companies, governments and institutions receive retail banking and loans, corporate and investment banking, securities trading on behalf of clients, trade and securities services, and wealth management. Citi operates in nearly 160 countries and jurisdictions. Through TTS, the Services division offers corporations, financial firms and public entities payments, liquidity management and trade finance, plus securities services, and earns mainly from interest margins and fees. The Markets division trades equities, foreign exchange, rates, credit and commodity products worldwide for corporate, institutional and public clients. Other areas are Banking, Wealth and the retail business in the US.

Automatically summarized from SEC annual report (10-K, filed Feb 20, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 15, 2026

Price performance at a glance

Last 30 trading days
  • Today +0.4%
  • 7 days −0.5%
  • 30 days −9.9%
  • 1 year +22.5%
Day range (last trading day)
−0.1%Price at 4% of the range+1.9%
52-week range
−20.8%Price at 48% of the range+22.2%
Distance from the all-time high
−18.2%

Our own calculation from the exchange’s daily candles, as of Oct 26, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.

Pullback in trend · Analysis method

This method currently detects no pattern for C. The check runs daily after the close.

You see new patterns immediately from Watcher, on the free plan 2 days after they form. Plans and pricing

What does the pattern show?

What is this? In an intact uptrend (price above the 200-day line, 50-day line rising), the price pulls back to the 50-day line after a rise and closes back above it.

This is a calculated analysis, not a forecast and not a call to buy. Risk notice and investment advice

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Symbol on TradingView: NYSE:C

Fundamental analysis

Citigroup · Sector Financials · amounts in USD

Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Feb 20, 2026.

Quality checks

Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.

Fiscal year to Dec 31, 2025

Quality Profitability, consistency, balance sheet · 3 without data 2 of 5 criteria met Growth Revenue and earnings per share 3 of 7 criteria met Dividend Level, consistency, coverage · 2 without data 5 of 5 criteria met Financial strength Piotroski, debt, liquidity · 2 without data 2 of 4 criteria met

Quality 2 of 5 met · 3 without data

  • no data: Gross margin above 40% not stated in the SEC filings
  • no data: Operating margin above 15% not stated in the SEC filings
  • met: Net margin above 10% 16.8%
  • not met: Return on equity above 15% 6.7%
  • not met: Free cash flow margin above 10% −87.0%
  • met: Profit in each of the last 5 fiscal years 5 of 5
  • no data: Free cash flow positive in each of the last 3 fiscal years not stated in the SEC filings
  • not met: Equity ratio above 30% 8.0%
Net margin

16.8% Fiscal year 2025

Rank 58 of 100: higher than 58% of 237 peers (All). medium.

Rank 26 of 100: higher than 26% of 33 peers (Sector). weak.

Median Financials: 26.2%

Profit after all costs, interest and taxes divided by revenue.

Return on equity

6.7% Fiscal year 2025

Rank 24 of 100: higher than 24% of 218 peers (All). weak.

Rank 14 of 100: higher than 14% of 32 peers (Sector). weak.

Median Financials: 13.9%

Net income divided by equity at fiscal year end.

Return on assets

0.5% Fiscal year 2025 (total assets at year end)

Rank 18 of 100: higher than 18% of 238 peers (All). weak.

Rank 11 of 100: higher than 11% of 33 peers (Sector). weak.

Median Financials: 2.4%

Net income divided by total assets at fiscal year end.

Equity ratio

8.0% Fiscal year 2025

Rank 11 of 100: higher than 11% of 239 peers (All). weak.

Rank 14 of 100: higher than 14% of 33 peers (Sector). weak.

Median Financials: 18.2%

Equity as a share of total assets. Usually low for banks.

Free cash flow margin

−87.0% Fiscal year 2025

Rank 9 of 100: higher than 9% of 213 peers (All). weak.

Rank 11 of 100: higher than 11% of 23 peers (Sector). weak.

Median Financials: 25.8%

Free cash flow divided by revenue.

Free cash flow

−74.2B USD Fiscal year 2025

Operating cash flow minus capital expenditure on property and equipment.

Growth 3 of 7 met

  • not met: Over 3 years, revenue grew by more than 5% per year +4.2%
  • not met: Over 5 years, revenue grew by more than 5% per year +2.8%
  • not met: Over 10 years, revenue grew by more than 5% per year +1.1%
  • not met: Over 3 years, EPS grew by more than 5% per year 0.0%
  • met: Over 5 years, EPS grew by more than 5% per year +8.2%
  • met: Revenue rose in at least 4 of the last 5 fiscal years 4 of 5
  • met: Revenue rose in the last fiscal year +5.0%
Revenue growth 3 years

+4.2% per year

Rank 31 of 100: higher than 31% of 230 peers (All). weak.

Rank 8 of 100: higher than 8% of 32 peers (Sector). weak.

Median Financials: +9.7%

Average growth per year over 3 fiscal years.

Revenue growth 5 years

+2.8% per year

Rank 12 of 100: higher than 12% of 217 peers (All). weak.

Rank 2 of 100: higher than 2% of 29 peers (Sector). weak.

Median Financials: +9.1%

Average growth per year over 5 fiscal years.

Revenue growth 10 years

+1.1% per year

Rank 12 of 100: higher than 12% of 157 peers (All). weak.

Rank 2 of 100: higher than 2% of 23 peers (Sector). weak.

Median Financials: +7.2%

Average growth per year over 10 fiscal years.

EPS growth 3 years

0.0% per year

Rank 24 of 100: higher than 24% of 157 peers (All). weak.

Rank 6 of 100: higher than 6% of 24 peers (Sector). weak.

Median Financials: +17.6%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 5 years

+8.2% per year

Rank 32 of 100: higher than 32% of 146 peers (All). weak.

Rank 18 of 100: higher than 18% of 25 peers (Sector). weak.

Median Financials: +14.8%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 10 years

+2.6% per year

Rank 18 of 100: higher than 18% of 140 peers (All). weak.

Rank 6 of 100: higher than 6% of 24 peers (Sector). weak.

Median Financials: +11.5%

Growth of earnings per share per year, adjusted for stock splits.

Dividend 5 of 5 met · 2 without data

  • met: Pays a dividend 2.32 USD
  • met: Payout ratio at most 60% of earnings 33%
  • met: Dividend paid in each of the last 5 fiscal years 5 of 5
  • met: Dividend per share never lowered in the last 5 fiscal years Dividend per share as filed with the SEC, including special dividends; a one-off higher prior year does not count as a cut. never
  • met: Dividend per share higher than 5 years ago +2.6%
  • no data: Free cash flow per share covers the dividend not meaningful for banks and insurers
  • no data: Dividends paid over the last 5 years covered by free cash flow not meaningful for banks and insurers
Payout ratio

33% Fiscal year 2025

Dividend per share divided by earnings per share.

Dividend growth 5 years

+2.6% per year

Rank 11 of 100: higher than 11% of 118 peers (All). weak.

Rank 8 of 100: higher than 8% of 20 peers (Sector). weak.

Median Financials: +10.0%

Growth of the dividend per share per year.

Free cash flow coverage

−17.1x Fiscal year 2025

Free cash flow per share divided by dividend per share. From 1x the dividend is covered.

Financial strength 2 of 4 met · 2 without data

  • no data: Piotroski F-Score at least 7 of 9 not meaningful for banks and insurers
  • not met: Long-term debt no higher than equity 1.49
  • no data: Current assets cover current liabilities not reported (usual for banks and insurers)
  • met: Positive equity 212.3B USD
  • met: In 5 years, share count up by at most 5% −10.8%
  • not met: Free cash flow positive in the last fiscal year −74.2B USD
Debt / equity

1.49 at fiscal year end

Rank 21 of 100: lower than 21% of 199 peers (All). weak.

Rank 21 of 100: lower than 21% of 26 peers (Sector). weak.

Median Financials: 0.83

Long-term financial debt divided by equity.

Change in share count

−10.8% in 5 years

Rank 82 of 100: lower than 82% of 199 peers (All). strong.

Rank 69 of 100: lower than 69% of 24 peers (Sector). strong.

Median Financials: −6.1%

Change in diluted share count. Negative = share buybacks, positive = new shares.

Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.

Price-based criteria (P/E, dividend yield) are shown to signed-in users.

Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.

In short

  • Light yellow: Revenue grew over 5 years (+2.8% per year), more slowly than the sector median.
  • Light yellow: Net income (total) grew over 5 years (+5.3% per year), more slowly than the sector median; per share +8.2% per year.
  • Light yellow: Net margin 16.8%, below the sector median (19.4%).
  • Light red: Debt much higher than usual in the sector.
  • Light yellow: Profit in 9 of 10 fiscal years.

Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.

RevenueNet income Net margin (below) in USD
  1. Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 69.9B USD · Net income 14.9B USD · Net margin 21.3%
  2. Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 71.4B USD · Net income −6.8B USD · Net margin −9.5%
  3. Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 72.9B USD · Net income 18.0B USD · Net margin 24.8%
  4. Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 74.3B USD · Net income 19.4B USD · Net margin 26.1%
  5. Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 74.3B USD · Net income 11.0B USD · Net margin 14.9%
  6. Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 71.9B USD · Net income 22.0B USD · Net margin 30.5%
  7. Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 75.3B USD · Net income 14.8B USD · Net margin 19.7%
  8. Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 78.5B USD · Net income 9.2B USD · Net margin 11.8%
  9. Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 81.1B USD · Net income 12.7B USD · Net margin 15.6%
  10. Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 85.2B USD · Net income 14.3B USD · Net margin 16.8%

Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 85.2B USD · Net income 14.3B USD · Net margin 16.8%

Figures over time

Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.

Money flow in fiscal year 2025

Of 100 USD of revenue, 16.8 USD net income remained.

Money flow as a table
Fiscal year 2025, amounts in USD, share of revenue
ItemAmountof revenue
Revenue85.2B USD100.0%
Net income14.3B USD16.8%
Taxes5.4B USD6.3%
Remaining costs & other65.5B USD76.9%

Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.

Margins

The net margin rose in 5 years from 14.9% to 16.8%.

Net margin
  1. Fiscal year 2016: Net margin 21.3%
  2. Fiscal year 2017: Net margin −9.5%
  3. Fiscal year 2018: Net margin 24.8%
  4. Fiscal year 2019: Net margin 26.1%
  5. Fiscal year 2020: Net margin 14.9%
  6. Fiscal year 2021: Net margin 30.5%
  7. Fiscal year 2022: Net margin 19.7%
  8. Fiscal year 2023: Net margin 11.8%
  9. Fiscal year 2024: Net margin 15.6%
  10. Fiscal year 2025: Net margin 16.8%

Returns

Return on equity rose in 5 years from 5.5% to 6.7%.

Return on equityReturn on assets
  1. Fiscal year 2016: Return on equity 6.6% · Return on assets 0.8%
  2. Fiscal year 2017: Return on equity −3.4% · Return on assets −0.4%
  3. Fiscal year 2018: Return on equity 9.2% · Return on assets 0.9%
  4. Fiscal year 2019: Return on equity 10.0% · Return on assets 1.0%
  5. Fiscal year 2020: Return on equity 5.5% · Return on assets 0.5%
  6. Fiscal year 2021: Return on equity 10.9% · Return on assets 1.0%
  7. Fiscal year 2022: Return on equity 7.4% · Return on assets 0.6%
  8. Fiscal year 2023: Return on equity 4.5% · Return on assets 0.4%
  9. Fiscal year 2024: Return on equity 6.1% · Return on assets 0.5%
  10. Fiscal year 2025: Return on equity 6.7% · Return on assets 0.5%

Equity and long-term debt

The equity ratio stayed roughly the same in 5 years (8.0%).

EquityLong-term debt in USD Long-term debt, depending on the filing, includes the current portion or leases.
  1. Fiscal year 2016: Equity 225.1B USD · Long-term debt 206.2B USD
  2. Fiscal year 2017: Equity 200.7B USD · Long-term debt 236.7B USD
  3. Fiscal year 2018: Equity 196.2B USD · Long-term debt 232.0B USD
  4. Fiscal year 2019: Equity 193.2B USD · Long-term debt 248.8B USD
  5. Fiscal year 2020: Equity 199.4B USD · Long-term debt 271.7B USD
  6. Fiscal year 2021: Equity 202.0B USD · Long-term debt 254.4B USD
  7. Fiscal year 2022: Equity 201.2B USD · Long-term debt 271.6B USD
  8. Fiscal year 2023: Equity 205.5B USD · Long-term debt 286.6B USD
  9. Fiscal year 2024: Equity 208.6B USD · Long-term debt 287.3B USD
  10. Fiscal year 2025: Equity 212.3B USD · Long-term debt 315.8B USD

Share count

The share count fell in 5 years by 10.8% (mostly through share repurchases).

Diluted share count
  1. Fiscal year 2016: Diluted share count 2.9B
  2. Fiscal year 2017: Diluted share count 2.7B
  3. Fiscal year 2018: Diluted share count 2.5B
  4. Fiscal year 2019: Diluted share count 2.3B
  5. Fiscal year 2020: Diluted share count 2.1B
  6. Fiscal year 2021: Diluted share count 2.0B
  7. Fiscal year 2022: Diluted share count 2.0B
  8. Fiscal year 2023: Diluted share count 2.0B
  9. Fiscal year 2024: Diluted share count 1.9B
  10. Fiscal year 2025: Diluted share count 1.9B

Banks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.

From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.

Dividends and share repurchases

How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.

Dividend per share
2.32 USD · Fiscal year 2025
Dividend growth per year
3 y +4.4%5 y +2.6%10 y –
Years without a cut
at least 10 as far as the data goes
Payout ratio
of earnings 33% of free cash flow –
To shareholders (5 years)
54.5B USD 52% through repurchases
Share count over 5 years
−10.8% fewer shares – each share is a larger stake

Dividend per share

The dividend per share rose in 5 years from 2.04 USD to 2.32 USD.

Dividend per share USD per share Per share as filed with the SEC, including special dividends; obvious filing errors are hidden.
  1. Fiscal year 2016: Dividend per share 0.42 USD
  2. Fiscal year 2017: Dividend per share 0.96 USD
  3. Fiscal year 2018: Dividend per share 1.54 USD
  4. Fiscal year 2019: Dividend per share 1.92 USD
  5. Fiscal year 2020: Dividend per share 2.04 USD
  6. Fiscal year 2021: Dividend per share 2.04 USD
  7. Fiscal year 2022: Dividend per share 2.04 USD
  8. Fiscal year 2023: Dividend per share 2.08 USD
  9. Fiscal year 2024: Dividend per share 2.18 USD
  10. Fiscal year 2025: Dividend per share 2.32 USD

Payout ratios

The payout ratio fell in 5 years from 43.2% to 33.2%.

Payout ratio (earnings)Payout ratio (free cash flow)
  1. Fiscal year 2016: Payout ratio (earnings) 8.9% · Payout ratio (free cash flow) 4.5%
  2. Fiscal year 2017: Payout ratio (earnings) not available · Payout ratio (free cash flow) not available
  3. Fiscal year 2018: Payout ratio (earnings) 23.1% · Payout ratio (free cash flow) 15.1%
  4. Fiscal year 2019: Payout ratio (earnings) 23.9% · Payout ratio (free cash flow) not available
  5. Fiscal year 2020: Payout ratio (earnings) 43.2% · Payout ratio (free cash flow) not available
  6. Fiscal year 2021: Payout ratio (earnings) 20.1% · Payout ratio (free cash flow) 9.1%
  7. Fiscal year 2022: Payout ratio (earnings) 29.1% · Payout ratio (free cash flow) 25.7%
  8. Fiscal year 2023: Payout ratio (earnings) 51.5% · Payout ratio (free cash flow) not available
  9. Fiscal year 2024: Payout ratio (earnings) 36.7% · Payout ratio (free cash flow) not available
  10. Fiscal year 2025: Payout ratio (earnings) 33.2% · Payout ratio (free cash flow) not available

What goes back to shareholders

Over 5 years, 54.5B USD went back to shareholders, 52% of it through share repurchases.

Dividends paidShare repurchasesNew shares issued (including employee plans)Free cash flow in USD
  1. Fiscal year 2016: Dividends paid 2.3B USD · Share repurchases 9.3B USD · New shares issued (including employee plans) not available · Free cash flow 51.2B USD
  2. Fiscal year 2017: Dividends paid 3.8B USD · Share repurchases 14.5B USD · New shares issued (including employee plans) not available · Free cash flow −11.9B USD
  3. Fiscal year 2018: Dividends paid 5.0B USD · Share repurchases 14.4B USD · New shares issued (including employee plans) not available · Free cash flow 33.2B USD
  4. Fiscal year 2019: Dividends paid 5.4B USD · Share repurchases 17.6B USD · New shares issued (including employee plans) not available · Free cash flow −18.2B USD
  5. Fiscal year 2020: Dividends paid 5.4B USD · Share repurchases 2.9B USD · New shares issued (including employee plans) not available · Free cash flow −24.1B USD
  6. Fiscal year 2021: Dividends paid 5.2B USD · Share repurchases 7.6B USD · New shares issued (including employee plans) not available · Free cash flow 57.1B USD
  7. Fiscal year 2022: Dividends paid 5.0B USD · Share repurchases 3.3B USD · New shares issued (including employee plans) not available · Free cash flow 19.4B USD
  8. Fiscal year 2023: Dividends paid 5.2B USD · Share repurchases 2.0B USD · New shares issued (including employee plans) not available · Free cash flow −80.0B USD
  9. Fiscal year 2024: Dividends paid 5.2B USD · Share repurchases 2.5B USD · New shares issued (including employee plans) not available · Free cash flow not available
  10. Fiscal year 2025: Dividends paid 5.4B USD · Share repurchases 13.3B USD · New shares issued (including employee plans) not available · Free cash flow −74.2B USD

For banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.

Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.

Valuation over time

Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users.

Sector comparison

Citigroup next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.

Sector comparison C, sector Financials; last row: sector median
Symbol Revenue (FY) Growth 5 yrsGross marginOp. marginNet marginROEEquity ratioFCF marginPiotroski
BAC Bank of America 113.1B USD +5.7%––27.0%10.1%8.9%––
PGR Progressive Corporation 87.7B USD +15.5%––12.9%37.3%24.6%––
C Citigroup this stock 85.2B USD +2.8%––16.8%6.7%8.0%––
WFC Wells Fargo 83.7B USD +3.0%––25.5%11.8%8.4%––
MS Morgan Stanley 70.6B USD +7.9%––23.9%15.1%7.9%––
CB Chubb Limited 59.4B USD +10.5%––17.4%14.0%27.1%––
GS Goldman Sachs 58.3B USD +5.5%––29.5%13.7%6.9%––
COF Capital One 53.4B USD +13.4%––4.6%2.2%17.0%––
TRV Travelers Companies (The) 48.8B USD +8.8%––12.9%19.1%22.9%––
Median of the sector 33 symbols 27.0B USD +9.1%–39.0%26.2%13.9%18.2%––

Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).

Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).

Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.

Key figures with traffic lights

Each light follows a simple, disclosed rule. The comparison is with the sector median of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).

Revenue growth

Light yellow: below sector

+2.8% per year, last 5 years

Sector Financials: median +8.8% (73 symbols)

What does this mean? Revenue: over 5 years it grew by 2.8% per year on average, but more slowly than the median company in the sector (+8.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net income (total)

Light yellow: below sector

+5.3% per year, last 5 years

Sector Financials: median +13.8% (71 symbols)

per share: +8.2% per year (5 years, split-adjusted)

What does this mean? Total net income: over 5 years it grew by 5.3% per year on average, but more slowly than the median company in the sector (+13.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net margin

Light yellow: below sector

16.8% last fiscal year

Sector Financials: median 19.4% (75 symbols)

What does this mean? Of every 100 USD in revenue, 16.79 USD remained as profit – less than the median company in the sector (19.4%). Five years ago the margin was 14.9%.

Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.

Debt / equity

Light red: much higher

1.49 latest balance sheet

Sector Financials: median 0.63 (60 symbols)

What does this mean? For every 1 USD of equity there is 1.49 USD of financial debt – more than twice as much as the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.

Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.

Payout ratio

Light gray: none found

– Dividend / earnings per share

Sector Financials: median 34% (58 symbols)

What does this mean? The loaded SEC filings of the last two fiscal years contain no dividend per share. Either the company pays none, or it reports it under a different tag.

Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.

Profitable years

Light yellow: 1 loss year

9 of 10 fiscal years with a profit

What does this mean? In 9 of the last 10 fiscal years the bottom line showed a profit. One year ended with a loss.

Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).

Last fiscal year and 13F

Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
85.2B USD
Revenue vs. prior year
+5.0%
Net income (FY)
14.3B USD
Net income vs. prior year
+12.8%
EPS (FY)
6.99 USD
13F funds with a position
2 of 9
Funds vs. prior quarter
±0
Shares held vs. prior quarter
−84.8%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 20, 2026 · Balance sheet Dec 31, 2025 (filed Feb 20, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term). 13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
YearEndRevenueNet income MarginEarnings per shareDividend per sharePayout
2025Dec 31, 2025 85.2B14.3B 16.8% 6.99 – –
2024Dec 31, 2024 81.1B12.7B 15.6% 5.94 – –
2023Dec 31, 2023 78.5B9.2B 11.8% 4.04 – –
2022Dec 31, 2022 75.3B14.8B 19.7% 7.00 – –
2021Dec 31, 2021 71.9B22.0B 30.5% 10.14 – –
2020Dec 31, 2020 74.3B11.0B 14.9% 4.72 – –
2019Dec 31, 2019 74.3B19.4B 26.1% 8.04 – –
2018Dec 31, 2018 72.9B18.0B 24.8% 6.68 – –
2017Dec 31, 2017 71.4B−6.8B −9.5% −2.98 – –
2016Dec 31, 2016 69.9B14.9B 21.3% 4.72 – –
Quarters (amounts in USD, per share in USD)
QuarterEndRevenueNet income MarginEarnings per shareDividend per sharePayout
Q4/25*Dec 31, 2025 19.9B2.5B 12.4% – 0.60 –
Q3/25Sep 30, 2025 22.1B3.8B 17.0% 1.86 0.60 32%
Q2/25Jun 30, 2025 21.7B4.0B 18.5% 1.96 0.56 29%
Q1/25Mar 31, 2025 21.6B4.1B 18.8% 1.96 0.56 29%
Q4/24*Dec 31, 2024 19.6B2.9B 14.6% – 0.56 –
Q3/24Sep 30, 2024 20.3B3.2B 15.9% 1.51 0.56 37%
Q2/24Jun 30, 2024 20.1B3.2B 16.0% 1.52 0.53 35%
Q1/24Mar 31, 2024 21.1B3.4B 16.0% 1.58 0.53 34%
Q4/23*Dec 31, 2023 17.4B−1.8B −10.5% – 0.53 –
Q3/23Sep 30, 2023 20.1B3.5B 17.6% 1.63 0.53 33%
Q2/23Jun 30, 2023 19.4B2.9B 15.0% 1.33 0.51 38%
Q1/23Mar 31, 2023 21.4B4.6B 21.5% 2.19 0.51 23%

* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.

How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.

Insiders

All insider transactions
Insider purchases and sales on the market over 3, 6 and 12 months
PeriodPurchasesSalesNet
3 months $00 people $00 people $0
6 months $00 people $265.3K1 person −$265.3K
12 months $00 people $23.0M8 people −$23.0M

Latest transactions

  • May 8, 2026 Dugan John Cunningham Director Open-market sale 2,117 shares · $265.3K · SEC
  • Apr 15, 2026 Skyler Edward Officer Open-market sale 25,000 shares · $3.3M · SEC
  • Apr 15, 2026 Giles Nicole Officer Open-market sale 12,732 shares · $1.7M · SEC
  • Feb 20, 2026 Mason Mark Chief financial officer (CFO) Open-market sale 2,000 shares · $229.9K · SEC
  • Feb 20, 2026 Mason Mark Chief financial officer (CFO) Open-market sale 1,627 shares · $186.1K · SEC
  • Feb 13, 2026 Torres Cantu Ernesto Officer Open-market sale 43,173 shares · $4.8M · SEC

Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.

Trend score -40

Price vs. EMA 50-15
Price vs. EMA 200-15
EMA 50 vs. EMA 200+20
ADX (trend strength)-15
Highs and lows+0
Relative strength-15

Volatility and trend strength

ADX 14 (trend strength)25.6
Rel. strength 60 d−10.8%

ATR and moving averages as price values only when logged in.

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